Proof of Unemployment?

dollydiva

Santander have finally acknowledged I had an Evans account, but say they need proof that I was unemployed at the time of taking it out. I was looking after our son and a ‘homemaker’ and didnt claim any benefits as Hubby worked and so have no idea how to show that I was unemployed?

Can anyone offer any advise regarding this problem?

Thank you.

Exodi

Hi Dollydiva,

This should very much be a question you should ask Santander. If you banked with them, surely it wouldn't be too hard to work out?

Bermonia

OP doesn’t claim to have banked with them, merely that they took out an Evans store card which they administered.

Bank statements for the period in question may help, also not sure if HMRC can provide anything which shows you had no taxable income for that time frame.

Ultimately it is not an unreasonable request from Santander given passage of time if you were working and may have forgotten simply say so as store card application may elude to you working.

dunstonh

If you were not employed but not seeking employment and not signed on for benefits then you are not unemployed. So, you cannot prove you were unemployed as you were not unemployed. You were "not employed" or housewife if you dont mind using that term.

AnotherJoe

dollydiva wrote: »

Santander have finally acknowledged I had an Evans account, but say they need proof that I was unemployed at the time of taking it out. I was looking after our son and a ‘homemaker’ and didnt claim any benefits as Hubby worked and so have no idea how to show that I was unemployed?

Can anyone offer any advise regarding this problem?

Thank you.

Unemployed does NOT mean "not working".


If it did anyone could take one of these schemes pack their job in and start receiving whatever benefits you get when you become unemployed. I should have done that when i decided to retire


So, you are out of luck on this claim, as you were not eligible.

[Deleted User]

dollydiva wrote: »

I was looking after our son and a ‘homemaker’ and didnt claim any benefits as Hubby worked and so have no idea how to show that I was unemployed?

You first need to understand that you weren't unemployed, you'd simply taken the decision not to work.
However, realising this, your complaint should be that PPI was not suitable for your needs and circumstance at the time. Your argument would be that you never could have made a claim on the insurance and that it was therefore mis-sold to you. The problem still remains of you having to show proof of your status as a homemaker, however.

AnotherJoe wrote: »

So, you are out of luck on this claim, as you were not eligible.

Not eligible to make a claim, but certainly able to make a complaint I think?

Bermonia

Not working would mean that you did not meet the eligibility criteria for the insurance and as such could not benefit - however many store cards in this instance would provide cover for your spouse/partner thus negating his argument, all depends on the policy.