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Moving back home to save money?

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  • HampshireH
    HampshireH Posts: 4,957 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    I lived alone for 4 years (3 flats). 1st year before that I lived with a friend which was great until her boyfriend made himself at home when she was at work.

    Loved it alone. I had a couple of grotty places and finally 1 nice place. I love my own company and a book or bit of tv can entertain me until bedtime.

    However I made sure I had a few things to do in the week. Visit family. Take my horse out and go for dinner with friends twice a month or so to break the weeks up.

    I think it depends on the person. Now I'm older I wish I had stayed at home to save. But having left I knew I wouldnt ever have gone back. Just because i loved my independance whatever it cost me in not saving.

    My sister on the other hand went home between uni and then rentals 3 times & then moved in with me before moving out for good. She doesn't like living alone and your first post replicates what she was like.

    No shame in either. Its whatever works for you.
  • poppy10_2
    poppy10_2 Posts: 6,588 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    pandabrit wrote: »
    Although I am undecided. In an ideal world I’d love to meet somebody, settle down.
    Probably not what you want to hear, but once you get into your late 20s, people are going to think you are a bit weird if you are still living with your mum and dad. Will make it even harder to get into a meaningful relationship. While it might be ok when you are 18, potential partners at this age won't want to be tiptoeing around at night worrying they are going to wake your parents.

    I see people that are in their 50s and still living with their parents in their 70s/80s. They never moved out and it's just so sad. Their parents who thought they were doing them a favour actually wasted their whole life by never pushing them out of the nest and allowing them to thrive on their own.
    poppy10
  • Sounds like going back to parents would be a good idea, then maybe a house share?
    You'd get to meet new people, and share the cost of living so you could start properly saving for a house deposit for a couple of years time when you might have met someone.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Your home is where you live.
    Your parents' home is where they live.
    If you move back to their place, then it will also become your home again - but, right now, your flat is your home.


    Until you understand the point I'm making here, there's no point in even starting to think about buying a flat - because you simply haven't untied those apron strings sufficiently.
  • dawyldthing
    dawyldthing Posts: 3,438 Forumite
    poppy10 wrote: »
    Probably not what you want to hear, but once you get into your late 20s, people are going to think you are a bit weird if you are still living with your mum and dad. Will make it even harder to get into a meaningful relationship. While it might be ok when you are 18, potential partners at this age won't want to be tiptoeing around at night worrying they are going to wake your parents.

    I see people that are in their 50s and still living with their parents in their 70s/80s. They never moved out and it's just so sad. Their parents who thought they were doing them a favour actually wasted their whole life by never pushing them out of the nest and allowing them to thrive on their own.

    There might be reasons why they stayed at home though. My mum lives with me after her marriage broke down and it’s been like it for several years now and I’ve told her she can stay for life. I’ve got a lil on the way. It’s not going to change anything. Plus you’ve got to factor in how much it actually costs for living at home vs away.

    I moved home after uni then bought a couple of years later after saving up when I was mid 20s. I don’t think there’s nothing wrong with it. Company is nice, better than being alone at home all the time any day of the week.
    :T:T :beer: :beer::beer::beer: to the lil one :) :beer::beer::beer:
  • poppy10 wrote: »
    Probably not what you want to hear, but once you get into your late 20s, people are going to think you are a bit weird if you are still living with your mum and dad. Will make it even harder to get into a meaningful relationship. While it might be ok when you are 18, potential partners at this age won't want to be tiptoeing around at night worrying they are going to wake your parents.

    I see people that are in their 50s and still living with their parents in their 70s/80s. They never moved out and it's just so sad. Their parents who thought they were doing them a favour actually wasted their whole life by never pushing them out of the nest and allowing them to thrive on their own.
    If any of that turns out to be true then they can just move out again. Moving in and out of a small rented flat isn’t difficult or expensive and they’ll hopefully have far better savings by then.
  • poppy10 wrote: »
    Probably not what you want to hear, but once you get into your late 20s, people are going to think you are a bit weird if you are still living with your mum and dad. Will make it even harder to get into a meaningful relationship. While it might be ok when you are 18, potential partners at this age won't want to be tiptoeing around at night worrying they are going to wake your parents.

    I see people that are in their 50s and still living with their parents in their 70s/80s. They never moved out and it's just so sad. Their parents who thought they were doing them a favour actually wasted their whole life by never pushing them out of the nest and allowing them to thrive on their own.

    That's taking it to the extreme a bit. She's only 25. Most people who are still living at home in their late 20s go on to lead perfectly normal independent lives. Chances are she'll move back home for a couple of years save up a deposit and move out again before she gets to 30. She'll be better off financially in the long term and more importantly happier in the short term.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    If parent live local you could have been visiting them regularly even having the odd overnight.

    Same with other friends you go to theirs or have them round to yours.

    Also how much is displaced loss of social contact with the BF.

    It has been 6 months are you get any...
  • Marvel1
    Marvel1 Posts: 7,447 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    When you buy, would you still feel lonely?
  • Murphybear
    Murphybear Posts: 8,010 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    dinkylink wrote: »
    That's taking it to the extreme a bit. She's only 25. Most people who are still living at home in their late 20s go on to lead perfectly normal independent lives. Chances are she'll move back home for a couple of years save up a deposit and move out again before she gets to 30. She'll be better off financially in the long term and more importantly happier in the short term.

    There have been loads of articles in the last few years about people living with their parents well into their 30s because they can't afford to buy their own place. It's not uncommon these days

    As others have said, move back home and you may feel ready to try again in a few years. I did a lot of flat sharing when I was in my 20s and 30s and it was brilliant, very sociable. This was in London so I could never have afforded to buy/rent my own place even in the 1970s/1980s.
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