Advice needed please.

Flugelhorn

El's_grandma wrote: »

Thank you all for the advice, I will investigate who owns the house on land registery. My heads all over the place at the moment, might b better to just walk away. Once again thank you all. Regards

This sounds like the best thing to do - you really don't need to pay a a penny for the funeral and if the house is not Tenants in common then it will belong to your brother and sadly you won't be able to do much about it.

Keep_pedalling

p00hsticks wrote: »

The third possibility is that it was soley in the brothers name all along. with the parents having gifted him the deposit. With a mortgage involved, this may have been the way to do it as a mortgage comany would generally not like to see parties on the deeds that weren't also named on the mortgage.

Which would make his statement that the savings are to be used to pay off his mortgage outrageous.

hb2

OP, I am sorry for your loss. Even more sorry that the relationship with your brother is difficult too.

If the bank has been notified of the death, the accounts will be frozen and brother cannot access the money (the bank will allow the funeral to be paid for). Do you know if the bank has been notified? Who has the death cert?

El's_grandma

Thanks for replies,
Brother has death certificates, because I work long shifts (& he doesn't work) he was able to go get them & "sort "things like bank accounts while I was working, (conveniently for him)
Apparently he was added to parents bank accounts a while ago, which I didn't know about until recently, because of this he said the banks will just remove my parents names and let him continue to use them,
Not sure if this is true, as at the moment I don't believe anything he says, there might even be more money/ accounts than I know about.

konark

If he has joint accounts with your mother then the money becomes his on her death unless you can prove this was only for convenience.



. To be honest he seems like a pretty shrewd operator; he's managed to get a free house and probably 100% of your parents' assets. There's no reason why an adult needs to have a joint bank account with their parents. The only reason for this was to spend their money whilst they were alive and to cop for the lot afterwards..( I looked after my mother's financial affairs before her death , all by POA, no need for my name on the account.). Even if there are other accounts not in his name I think that your chance of seeing penny one is zero.


As for asking for money for the funeral when he's sat on thousands of pounds of your parents' money that really does put the tin lid on it

Yorkshireman99

Flugelhorn wrote: »

This sounds like the best thing to do - you really don't need to pay a a penny for the funeral and if the house is not Tenants in common then it will belong to your brother and sadly you won't be able to do much about it.

The OP really should check the ownership because she could legally own part of a substantial asset. Thinking longer term when the brother dies she could end up owning even more. Certainly not to be given up too easily. Checking the ownership is cheap and easy. No great stress involved.

El's_grandma

Good Morning, I have done the land registry search but don't really understand what it's telling me, this is what I found,
2 (28.04.1992) RESTRICTION: Except under an order of the registrar no
disposition by the proprietor of the land is to be registered without
the consent of Dad and Mum of XXXXXXX XXXXXX XXXX XXXXXX XXXXXXXXX

My brother is the first named owner, & this is underneath his name. I have removed names & address.

Thank you all for your advice, this sight is invaluable, regards

Keep_pedalling

It sounds like your parents gifted the house to your brother, and this restriction is to prevent him selling up and leaving them homeless.

If this is the case you have no claim on the house, but do not let him get away with stealing your inheritance to pay off his mortgage. Your parents savings should pay the funeral costs and anything left over needs to be split between you.

El's_grandma

Thank you so much for taking the time to explain things.

I have no intention of paying him any money, for funeral or anything else.

He has been very clever over the years, and taken everything he could get from my parents,
But I do know parents were happy where they lived.

I won't let him get away with this, he has fleeced mum & dad for years,
He may have the house, cars, caravan etc but items won't give him love or companionship,
After the funeral me & my family won't have anythhing more to do with him, he will b on his own.
He made his bed so now he can go lye in it.

Thanks everyone for help, greatly appreciated.

Yorkshireman99

El's_grandma wrote: »

Thank you so much for taking the time to explain things.

I have no intention of paying him any money, for funeral or anything else.

He has been very clever over the years, and taken everything he could get from my parents,
But I do know parents were happy where they lived.

I won't let him get away with this, he has fleeced mum & dad for years,
He may have the house, cars, caravan etc but items won't give him love or companionship,
After the funeral me & my family won't have anythhing more to do with him, he will b on his own.
He made his bed so now he can go lye in it.

Thanks everyone for help, greatly appreciated.

It is still worth keeping track of him because if dies without a will then you inherit assuming he does not marry.