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Need advice on Car finance

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Comments

  • sahs1
    sahs1 Posts: 6 Forumite
    No we were told to go back in a few days as it needs an MOT and service it just doesn’t add up , we have entered into an agreement and have been accepted yet the garage is trying to get us to either take the deposit back or take the new interest rate.
  • Scrapit
    Scrapit Posts: 2,304 Forumite
    1,000 Posts Second Anniversary Name Dropper Combo Breaker
    sahs1 wrote: »
    No we were told to go back in a few days as it needs an MOT and service it just doesn’t add up , we have entered into an agreement and have been accepted yet the garage is trying to get us to either take the deposit back or take the new interest rate.
    Your position would obviously be better if you had the vehicle, I take it you still have a signed completed copy of the paperwork?
  • sahs1
    sahs1 Posts: 6 Forumite
    Yes we have the signed agreement and an email from the said finance company saying welcome and explaining the finance deal.
  • scd3scd4
    scd3scd4 Posts: 1,180 Forumite
    1,000 Posts Third Anniversary
    edited 19 January 2019 at 11:35PM
    AndyMc..... wrote: »
    So what of it's signed?

    There's two issues here, the finance and the purchase. If the finance company won't give 0% how is the car going to be purchased?


    Best you get all your facts correct first.
  • scd3scd4
    scd3scd4 Posts: 1,180 Forumite
    1,000 Posts Third Anniversary
    edited 19 January 2019 at 11:42PM
    Sounds like a well practised scam to me. Not sure I would trust their honesty on any car they sell..
  • Scrapit
    Scrapit Posts: 2,304 Forumite
    1,000 Posts Second Anniversary Name Dropper Combo Breaker
    sahs1 wrote: »
    Yes we have the signed agreement and an email from the said finance company saying welcome and explaining the finance deal.
    If in your position id proceed to comply with the terms of the contract and hope they keep to their side. If not they've breached the contract.
  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
    1,000 Posts Combo Breaker
    scd3scd4 wrote: »
    Best you get all your facts correct first.

    Why?

    The sales agreed and finance approved.
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Has the actual finance house signed the finance agreement? I suspect it is not complete until they have done so, unless they have allowed the dealer to do so on their behalf.
  • scd3scd4
    scd3scd4 Posts: 1,180 Forumite
    1,000 Posts Third Anniversary
    AndyMc..... wrote: »
    Why?

    The sales agreed and finance approved.




    Because there is no ISSUE where you said there was one.
  • parking_question_chap
    parking_question_chap Posts: 2,694 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    scd3scd4 wrote: »
    Sounds like a well practised scam to me. Not sure I would trust their honesty on any car they sell..


    Fair point this, OP have you looked at reviews of the dealership online?
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