We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Settled CCJ -impact on my credit rating
nondrip
Posts: 1 Newbie
Hi
Thanks for a great forum -quick question ---
I have a CCJ for £1100 have paid in full (but not quick enough to stop ccj) and shows as settled on my credit reports .
No other ccj's nor any defaults ,mortgage all paid up and no loans apart from 1 credit card that is up to date.
CCJ date has 3 years remaining on report ,so question is "how will this effect any future applications for credit bearing in mind everything else is fine " ?
Thanks .:beer:
Thanks for a great forum -quick question ---
I have a CCJ for £1100 have paid in full (but not quick enough to stop ccj) and shows as settled on my credit reports .
No other ccj's nor any defaults ,mortgage all paid up and no loans apart from 1 credit card that is up to date.
CCJ date has 3 years remaining on report ,so question is "how will this effect any future applications for credit bearing in mind everything else is fine " ?
Thanks .:beer:
0
Comments
-
A paid CCJ looks better than an unpaid one.
Then again having no CCJ’s looks better than having one or more.
Ignore the made up scores and ratings.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards