We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCJ advice
icklesurfer
Posts: 54 Forumite
Hello all. I had a CCJ registered against me in March 2014. In just over a year it will expire but my repayment plan extends beyond that time; Sept 2020.
- should i continue to pay beyond March 14? I know they can't register another CCJ against my name but can they still update my credit report with defaults?
- should i offer them a full and final settlement for the amount i would have paid up to March 20 when the CCJ expires? I've seen on other threads where CCJ full and final settlement offers have been accepted and marked as satisfied in some cases.
- should i continue to pay beyond March 14? I know they can't register another CCJ against my name but can they still update my credit report with defaults?
- should i offer them a full and final settlement for the amount i would have paid up to March 20 when the CCJ expires? I've seen on other threads where CCJ full and final settlement offers have been accepted and marked as satisfied in some cases.
0
Comments
-
Yes, you need to continue to make payments, as the debt remains enforceable.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards