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Late payment
meobeou
Posts: 1 Newbie
I have been checking my Noddle report and it shows I have a missed /late payment on a late phone ( 3 ) bill in January 2016.
It was a 30-day rolling contract i forgot about and when I cancelled the direct debit by mistake and forgot about it. I did pay it over the phone when they rang me but now it's showing on my credit report. I have cancelled the contract (properly, in writing) in april 2017 but I'm not worried whether this will have any implications long term. I want to apply for a mortgage hopefully next year. Is there anything I can do about this? It was only a £15 payment I think but yeah... what can I do about it other than shrug it off?
Lee!
It was a 30-day rolling contract i forgot about and when I cancelled the direct debit by mistake and forgot about it. I did pay it over the phone when they rang me but now it's showing on my credit report. I have cancelled the contract (properly, in writing) in april 2017 but I'm not worried whether this will have any implications long term. I want to apply for a mortgage hopefully next year. Is there anything I can do about this? It was only a £15 payment I think but yeah... what can I do about it other than shrug it off?
Lee!
0
Comments
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One late payment from e years ago will have little impact.
Don't let it worry you.0 -
Well it’s an accurate representation of what happened with the account.
So why would they remove it?0
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