StepDad died sorting his affairs out

Tom99

Sarahdol75 wrote: »

So I do need probate then, as property is tenants in common.
I have read that as well, somewhere else.
I keep being told as there is a will, probate is not needed, this is why I thought I would ask on here, as well, another persons perspective on it.

No you don't, you just need the death certificate see here:

https://www.gov.uk/government/publications/devolution-on-the-death-of-a-registered-proprietor/practice-guide-6-devolution-on-the-death-of-a-registered-proprietor

Either Death Certificate or Probate

Sarahdol75

Keep_pedalling wrote: »

I would try and avoid getting a charge put against the house compound interest is going to be punishing in the long term. Better to get rid of the unsecured debt and maintain more of the mortgage dept which will be a lot cheaper.

Does his pension pay out a lump sum on his premature death?

We are still waiting on pension, they wont say if paying lump sum or monthly amount.

Tom99 wrote: »

No you don't, you just need the death certificate see here:

https://www.gov.uk/government/publications/devolution-on-the-death-of-a-registered-proprietor/practice-guide-6-devolution-on-the-death-of-a-registered-proprietor

Either Death Certificate or Probate

Thankyou.

Sarahdol75

Keep_pedalling wrote: »

One more question, you mum says she owns a 75% share, but was this formalised with a declaration of trust?

Without that I believe ownership is assumed to be 50/50.

I dont know, just going on what my mum says.

Sarahdol75

Keep_pedalling wrote: »

I would try and avoid getting a charge put against the house compound interest is going to be punishing in the long term. Better to get rid of the unsecured debt and maintain more of the mortgage dept which will be a lot cheaper.

Does his pension pay out a lump sum on his premature death?

The pension have paid out a lump sum today.

My mum can now pay off all the debts, and her mortgage.