This is IT!!! Another Debt Free Diary

millionaire_in_training

Hi Wilkster. It is a life changing experience doing this. You can become quite obsessed to be honest BUT you feel in control for once. I was just thinking today about how I used to buy the 'best' as it was going on a card but now I buy the most appropriate item at the best price I can get it. Yes it takes up time but I have saved a fortune and am actually watching the nubers going down for the first time ever. Good luck

doodledo_2

Good luck with clearing your debts. To do it in one year would be amazing.

You're not a mug for supporting your OH whilst she builds her business up at all. Hopefully she will get busier and busier and you will have a lovely debt free future ahead.

wilkster5

thanks people, this website is one of the best, so much friendly help and support. I am the same, I just used to buy buy buy on the card and think..it's ok, i'll pay that of later..and guess what I never did. but I do well for 2 or 3 months lthen like last month put £700 of stuff on my card..that i didnt even need, a Playstaion 3 and some other boyz toyz...why o why did I do that, i'm kicking myself so hard right in the.... I would sell them but i'd lose quite a few quid so quickly. when I hit the beach and get home i'm going to go through everything and have an ebay bonanza!

wilkster5

well unexpected £300 came in today, so gave it to my folks, I know I should be paying the interest c/c first but they are retired now and woulk like to pay them first then deal with my own.! Also just notice an error on my SOA petrol should be £150 and not £250 as I have put...BOnus!!!!!

wilkster5

Great...my gas n elec have gone from £64 upto £81...:mad: just when something good happens there is always a counter attack!

wilkster5

Hi everbody, thought i would update my diary since I got paid today, and updating this will hopefully help me get the debt gone in the 12 months as promised. So my cleared wages were £3304.
£1000 has gone to my Mum and Dad, debt with them now £2500, I have reduced my overdraft limit from £3500 to £2500 so that should stop me spending unless i really really HAVE TO! My OH will be paying Council tax this month, so that should leave me with around £650-700left to live of for the 3 weeks off. Anything left over from this will be going on Credit card. I have also asked to have the limit reduced on credit card to £1500 to stop any spending. My this Diary thing works, I would never have done this before. Only through the help and support of the DFW have I managed this so thanks people, especially Keren who made me feel like I could really do it when she told me she cleared £25k in a year!!!!

wilkster5

is my diary boring

Burlesque_Babe

blush!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! (thankyou for the mention!!!)

Burlesque_Babe

certainly isn't boring!!!

You just wait - give it a few days/weeks and you'll have everyone chattering on here like a load of clucking hens!!!!!! (no offence to the lovely DFW MSE hen populous!!!):rotfl:

wilkster5

Hi Keren, lol no need to blush i Just thought I was never gonna do it but when you told me you had done that in a year then I was determined!!!! How are you, I havent forgoton about the email addys, they'll be whinging themselves to you tomorrow!