We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PPI Fiat Financial - long winded story but what would you do
MrsElliot
Posts: 39 Forumite
back in 2004 as a desperate young girl with no reliable transport I bought a new car on Finance from Fiat.
In 2006, I tried to take the car back to the dealer as I was going travelling, however they said I would still owe them money due to value of car vs amount outstanding on finance. So I kept paying for the car whilst leaving it with my parents to look after whilst I was awa.
In 2007 I returned from travelling and continued to pay for the car until it was fully paid off in 2009.
In 2010 I got a statement letter from FGA (fiat financial) (a copy of which I still have!) outlining what I had paid and I was shocked to discover I was paying for PPI (£1284.00).
I have tried various methods of claiming myself back in 2009 but to no avail. and was told to make a claim to the dealer that sold me the car (Which is no longer trading). I have been told there is a subsiduary garage which is a part of the old broker in a nearby town.
I gave up and left my paperwork in a drawer, only when my husband was on about buying a new car that I remembered I had the paperwork.
I know the PPI deadline is looming: Is it worth trying to claim again myself or try and get a PPI claim company to claim on my behalf (although I know some companies wont touch car PPI) or should I just give up. What would you do?
In 2006, I tried to take the car back to the dealer as I was going travelling, however they said I would still owe them money due to value of car vs amount outstanding on finance. So I kept paying for the car whilst leaving it with my parents to look after whilst I was awa.
In 2007 I returned from travelling and continued to pay for the car until it was fully paid off in 2009.
In 2010 I got a statement letter from FGA (fiat financial) (a copy of which I still have!) outlining what I had paid and I was shocked to discover I was paying for PPI (£1284.00).
I have tried various methods of claiming myself back in 2009 but to no avail. and was told to make a claim to the dealer that sold me the car (Which is no longer trading). I have been told there is a subsiduary garage which is a part of the old broker in a nearby town.
I gave up and left my paperwork in a drawer, only when my husband was on about buying a new car that I remembered I had the paperwork.
I know the PPI deadline is looming: Is it worth trying to claim again myself or try and get a PPI claim company to claim on my behalf (although I know some companies wont touch car PPI) or should I just give up. What would you do?
0
Comments
-
2004 is pre-regulaltion and the dealer is no longer trading.back in 2004
I have tried various methods of claiming myself back in 2009 but to no avail. and was told to make a claim to the dealer that sold me the car (Which is no longer trading). Is it worth trying to claim again myself or try and get a PPI claim company to claim on my behalf
No claim company can help you.
Time to forget about this one.0 -
Thanks Moneyineptitude I think thats what I needed to hear to get closure
0 -
Your only hope (and it's almost 99.99% not going to work) is to try the parent company (if a chain) or the underwriter of the policy but again there is almost certainly no chance of this.
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 349.9K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453K Spending & Discounts
- 242.9K Work, Benefits & Business
- 619.7K Mortgages, Homes & Bills
- 176.4K Life & Family
- 255.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards