Compensation for a child RTC

AndyMc.....

mac.d wrote: »

Since you were at fault, feel free to compensate her yourself. Otherwise no.

Why? The insurance will cover it.

Nodding_Donkey

If the accident was someone else's fault would you claim on her behalf?

sevenhills

Take her to the fairground or out for a meal to say sorry, thats a plus for both of you.

neilmcl

caprikid1 wrote: »

I see no reason for you not to claim

Other than the fact that this sort of thing increases everybody's premiums. She's 14, no real injuries, she'll get over it or maybe a better idea is for her to sue her mother instead.

AdrianC

The more emphasis is placed on what are ultimately trivial and temporary injuries, the longer the effects on her mentality and mood will last.

Aretnap

Keep_pedalling wrote: »

I can’t see that there is anything to claim for as in this case there are no financial losses. If her injuries were more severe then there might be e.g. someone having to take time off to look after her, or to private tutor if she was missing school.

There is no requirement whatsoever for there to be a financial loss in order for the daughter to make a claim. Pain and suffering are in themselves grounds for a claim, actual financial losses can be claimed for in addition.

In the face of it the OP's negligence has resulted in an injury to someone, so he has a liability to her, which in turn will be covered by his insurance. The liability doesn't go away just because the victim happens to be his daughter, or his passenger.

As the daughter is too young to bring a court action herself the insurers have asked the OP to decide on her behalf whether she wants to claim. If he decides not to then that isn't necessarily the end of the matter. The daughter can bring a claim herself if she wants to when she turns 18, and has until she is 21 to do it. In theory at least that's the situation - in practice she may find it difficult to gather evidence of a relatively minor injury four years or more after the fact.

Marvel1

AndyMc..... wrote: »

Why? The insurance will cover it.

Where does that come from? Premiums increase for everyone else.

AndyMc.....

Marvel1 wrote: »

Where does that come from? Premiums increase for everyone else.

Because they will cover personal injury.

Premiums will increase for everyone one else anyway as the crash has already happened.

Norman_Castle

diamond_dave wrote: »

Got knocked off my bike a few years ago by an old guy in a car who turned left across me. Bounced down the road, went to A and E, but nothing broken, just bruised and shaken. Went to see the man a week later, just to chat, thinking he would be apologetic, but all he said was " -you shouldn't have been on the road ". Didn't claim any compensation as I was just glad to be alive. Too much compensation culture nowadays.

After ending up on the bonnet of a car after the driver failed to see a stationary cyclist, side on, directly in front of them in broad daylight and clearly visible to the 10 plus witnesses I didn't bother claiming for minor damage and an elbow bruised after denting her bonnet. I wonder if claiming compensation would increase the likelihood of being seen?

twhitehousescat

where any puppies or kittens hurt?