Withdrawing admission of liability

Mrsdstar

I was fully comp. I was claiming for personal injury. No loss of wages.

debtdebt

How did the accident occur?

Mrsdstar

Other party went into back of me at roundabout. They provided a fake witness who was not at the scene of the accident to provide a statement. I'm not going into exact details here. The other party is committing fraud! But I can't prove it as it's my word against theirs especially with this fake witness! It's disgusting. I feel like I'm hitting my head against a wall!

sevenhills

Maybe this is your next step?

• It's not our role to investigate the accident and decide who's responsible. But we'll make sure that the insurer's decision was reasonable - given all the evidence they had. This may include accounts from the drivers involved, witness statements, engineers' reports and CCTV footage.
• If we decide it wasn't reasonable for an insurer to accept liability, we'll tell them to change the way the claim's been recorded. The customer's current insurer can then recalculate their premium.

https://www.financial-ombudsman.org.uk/publications/technical_notes/motor-insurance-fault-claims.html