We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Claim Form received - Defence needed
Comments
-
UPDATE
———-
I have received a Notice of Transfer of Proceedings. Is this normal?
Letter states the claim has been transferred to my local County Court ��0 -
Yes, this is normal after you requested your local court via the DQ.0
-
YEs
In future
Post 2 of the newbies thread has every single possible answer on process you can think of.0 -
Ah OK. So it’s just an acknowledgement of that?
Feeling all very real at the mo. Do most of these cases actually end in Court? I thought they didn’t but I’m worried I’m basing that on out of date advice0 -
Yes, it is just to keep you informed. It isn't anything to be concerned about. The Claimant will have received the same.
A number of cases do go to court. It might help you to search (advanced search, searching this board only) for the term "another one bites the dust". That will show you those who have gone to court and won their cases.Natwest OD - Start: £1,500 Current: £1,500 | Creation Loan - Start: £2,152.33 Current: £2,082.90 | Barclaycard CC - Start: £5,242.42 Current: £5,416.45 | Novuna Loan - Start: £8,598.43 Current: £8,366.04 | Tesco CC - Start: £9,420.22 Current: £9,885 | Northridge Car - Start: £15,584 Current: £15,017
Starting total on 02.07.2024 is: £42,497.40 | Current total: £42,267.39 (0.5% paid off)0 -
Update:
On Friday I received a letter from BW Legal saying a CCJ had been entered against me. Today, I saw it appear on my credit file.
Clearly, across the three different claims, I didn’t file all the necessary paperwork at the right times so I now have a CCJ on my file. I didn’t think this was possible (believing if I lost I would still avoid a CCJ if I paid within 30 days) so I am gutted ( and feeling out of my depth)
I will need to pay it in hopes of removing this CCJ from my record as I am due to remortgage this summer.
Can someone let me know the best way of paying to ensure a swift removal of the CCJ from my credit file? Leaving it with BW legal doesn’t fill me confidence...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards