advice re accounts

colsten

chocomonsta wrote: »

I have had accounts for ages, many years. I will check

April 1 2017 is the key date
https://www.tescobank.com/current-accounts/terms-and-conditions/

badger09

colsten wrote: »

Afraid, you can't. But you could have several CCs that you pay off in full each month, and on each of which you spend a tenner a month or so. Must be careful that you spend enough that they actually do collect the DD - - I seem to remember that some don't if you spend less than £5 a month.

If you have a smartphone, using something like ApplePay could help with all the cards, so you don't have to physically carry them. I think we can have up to 6 cards registered on the phone.

You can also get away with a single mandate on some accounts. E.g. from memory, you can satisfy the COOP requirements by making the DD a weekly payment (except perhaps in February, not sure). Search for the thread where people discuss DDs.

I'm using PO weekly DDs for this purpose(and nothing else;)). Mine pay on Mondays, but I've just checked and any weekday will work for February this year:)