Cancelled mobile deal in cooling off period...

Legacy_user

Hi All,

Recently took a deal online and thought better of it so it's all been returned, refunded and closed down.

Will the account appear on my credit file or will will it just be the initial search?

Many thanks
AGDCFF

[Deleted User]

It will show as being opened then closed.

It will come off your history 6 years from close date.

DCFC79

AGDCFF wrote: »

Hi All,

Recently took a deal online and thought better of it so it's all been returned, refunded and closed down.

Will the account appear on my credit file or will will it just be the initial search?

Many thanks
AGDCFF

Its good you had second thoughts about it and the phone has been received by the seller.

molerat

It should only be the search that shows. A credit agreement closed within the statutory cooling off period is treated as if it was never opened so should not be shown.

System

DCFC79 wrote: »

Its good you had second thoughts about it and the phone has been received by the seller.

I was a tad worried about the process but it all went smoothly!

molerat wrote: »

It should only be the search that shows. A credit agreement closed within the statutory cooling off period is treated as if it was never opened so should not be shown.

I thought that was the case - thanks for your help.

AGDCFF