Virgin money and MBNA

spudsmum

Hi,

I have an MBNA credit card which I've used for balance transfer however the 0% period is coming to an end so I'm on the lookout for another deal.

I've looked at the eligibility checker on here and it's giving me a 95% chance of being accepted for a card with Virgin money.

I have something at the back of my mind that is saying MBNA and virgin money are part of the same group so I would not be able to have both cards

Does anyone know if that's the case? I'd hate to go through applying then be turned down

maxximus75

No. They are seperate companies and not part of the same group.

Craig1981

they were once part of the same, however not anymore.

TadleyBaggie

I've had a couple of MBNA cards for a few years and recently applied for and got a Virgin Money card without a problem. I even transferred a balance from the one of the MBNA cards to Virgin too.

DannyPearce90

The group split into separate entities although they do share old employees and offices etc.

bald_rick

MBNA is now part of Lloyds Banking Group

spudsmum

Thanks all - just been looking through some old files and realised I had a virgin money card a few years ago - I closed it and paid it off about 7 years ago.

Are you allowed to reapply to the same company?

Chrysalis

All I can tell you is I have both cards.

There is nothing on either card forbidding the other card been used for a BT to each other.