Moved house, electoral roll updated - still can't get credit?

jd0963

Hi, hopefully someone can help me with this?

I have a pretty decent credit score, no defaults and low CC usage. I also haven't missed any payments.

I moved house in September last year and have waited for my new address to appear on my credit file before applying for any credit. I checked all credit agencies and the electoral roll information has been added today. I have used a credit card eligibility checker with my new address however the results say I won't be accepted. However, when I try using my old address it's pretty much a pre-approved acceptance.

Is there any reason this could be? Is it worth waiting a few more days and trying again?

Appreciate any help

[Deleted User]

Your credit score is made so can be disregarded. You need to look at your files.

Does the data on your three credit files match up with your belief that there are no missed payments etc - ie is the data correct on all three?

jd0963

Yep it's correct on all 3. When I use my old address in an eligibility checker I get instant approval, I assume if there was anything wrong with the account statuses themselves that this wouldn't happen.