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Can I argue that I'm not a first time buyer due to circumstances.

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Comments

  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    edited 10 January 2019 at 9:53AM
    As my ex had an affair, and then became threatening, verbally abuse and was stalking me. It was safer for me to live at home where I was not alone. It was not safe for me to live in the property alone when he continuously kept arriving at the property.

    It's irrelevant in terms of your status as a FTB in for SDLT relief and HTB ISA or LISA bonus. Regardless of how short a time you were a home owner or the circumstances that lead to you no longer being a home owner, you are not a FTB. You can argue your point until you are blue in the face, it won't change your FTB status for government support.
  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    As my ex had an affair, and then became threatening, verbally abuse and was stalking me. It was safer for me to live at home where I was not alone. It was not safe for me to live in the property alone when he continuously kept arriving at the property.



    So there was no restraining order?
    And you weren't ordered to leave?
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As my ex had an affair, and then became threatening, verbally abuse and was stalking me. It was safer for me to live at home where I was not alone. It was not safe for me to live in the property alone when he continuously kept arriving at the property.
    Never advisable to use your real name on public forums - especially if you say you have a restraining order on someone who's been stalking you and you're trying to avoid them. If it's not, just ignore me.


    Did he turn up after the restraining order? Who advised you to move out? You said you couldn't afford to stay, but he would have been obliged to contribute to you living there. Would affect his credit record too if you couldn't afford it alone.


    Anyway, all irrelevant really as, as already stated, there's no way you can be a FTB again just because things went sour.
    2024 wins: *must start comping again!*
  • Flugelhorn
    Flugelhorn Posts: 7,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The key bit is that some point (before restraining orders etc etc ) you sat in a conveyancer / solicitors office and willingly signed the forms to buy the house
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