How long should I wait between switching donor bank accounts for switching incentives?

pinknsparkly

Morning all,

As the title says, what are your thoughts on how long to wait between switching bank accounts for opening incentives? I will be using donor accounts, not moving my main current accounts.

I have recently fixed my mortgage for 5 years (mid Dec), and taken out a 27 month credit card (early Jan, for stoozing) so have no "important" credit applications coming up. I'm trying to decide the best balance between maximising the number of opening incentives I can claim and minimising the chance of rejection due to previous searches on my credit file. I am not after overdrafts, and (unless a requirement for the opening incentive) will not be requesting one as I imagine this may make them take a harsher view on my credit search history?

Also, how far in advance of a new credit card application (it would be a balance transfer card) would you suggest I avoid opening any new bank accounts?

Thanks in advance!