MSE Experian Vs Experian Website

maverickeastman

I’m starting to wonder about the merit of CRA data. I signed up for a mse access to my Experian file because I no longer wanted to keep my paid Experian account (I know in retrospect paying was stupid).

Strange thing is that the source is the same but the ratings are completely different. Makes no sense. I have an excellent rating from Experian’s website and a fair score through mse.

Any ideas what this is about?

M

welly_59

have they both pulled up the exact same account history? ie same payment records, defaults etc?

[Deleted User]

maverickeastman wrote: »

Strange thing is that the source is the same but the ratings are completely different. Makes no sense. I have an excellent rating from Experian’s website and a fair score through mse.

Any ideas what this is about?

It's about the ratings being made up. Experian don't even go as far as to make them consistent across their various offerings.

Continue to ignore each in equal measure. Or just choose your favourite. It doesn't matter either way.