📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Missy, Roo and May Stretching out every last penny whilst drowning in Budgets, groceries & laundry!

Options
145791016

Comments

  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Jobs for tonight.

    Bath kiddies and put them to bed
    Clean litter tray
    Dishwasher
    Clean all bathrooms
    Hoover
    Sort clothes
    Wash floors
    Shower
    Sort universal credit

    I’ll have about 3 hours to do this. I’m hoping I’ll hsve enough time before Bf gets in. Feeling somewhat overwhelmed and under massive amounts of pressure at the moment.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope May is feeling better tonight Missy
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • missymoo81 wrote: »
    Oh god I have to have a meeting with them?! It’s so much harder than the old system!!! Panicking now! Arrghhhh.

    Ok deep breaths, have found more things to eBay/sell so hoping to get a few £ for them. So I can at least break even this month.

    Yes the £770 is my half of everything x

    Hi lovely,

    Yes you do have to attend a meeting with them. It’s not that bad though! Obviously I can’t speak for you local JC but the local UC team are really lovely, especially with customers that are nervous or don’t understand, which a lot don’t as to be fair It’s a very complex system! The general rules don’t really work on UC, for example the old 16 hour rule is out the window, it’s all about your earnings as opposed to hours worked :)

    Don’t worry lovely, if you do have any questions I’ll do my best to answer them :D
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks wannabe and pink sparkles. I really appreciate your your kind words. Am freaking out a little bit. Have never been to the JC, don't even know where it is..... Will have a look at it shortly have fired up my laptop for the privelidge, i think if i remember last time I have to link with BF and set him up an account as we live together now. I'm also waiting to hear back from the accountant with regards to BF's full pay as i think it has just changed (he runs a business so gets paid and gets dividend).

    Ive cleaned the bathrooms, sorted kiddies and put them to bed, I've hoovered, done the dishwasher and washed the floor, going to shower shortly.Thinking about it I cant actually do anything UC wise until I get that info from the accounts lady... As I can't put down what BF earns.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you can get the UC sorted soon, it will help with a lot of your stress x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have lots to update will post once small ones are in bed x
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you're okay Missy

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Hope you’re okay lovely x
  • missymoo81
    missymoo81 Posts: 8,006 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey guys,

    Im ok, still suffering with my bad cold, I've had it ten days now! so annoying. So sorry I went off radar. OK so.... update.

    I went to the city and got may and Roo some shoes. Although May's are too big! so need to get another pair. they cost £26 and are clarks and startrite so thank you to all that recommended i go and see what was in the sales.

    I've ordered Roo some pyjamas they're character ones, I got 2 pairs for £11.

    Extended my CC to pay off the solicitor, also have £638 bill to pay from that too.

    So bank looks like this:£715.76 i need to pay the £638 out of that and my phone bill at £20ish I owe a friend £13 and I need to pay for a space on a course I was on ages ago for £30 and I need to get fuel, which i guess will have to be £15 as thats all that is left.

    I have coins that will do for shopping for the next little while. Maybe 2 weeks.

    Bare with me,

    I have sat for the last hour and worked out i can survive my bills, as long as I make £30 on my eBay sale this wee. To live, all my bills can be paid, continuously. I worked out until April, as long as i don't touch my bank account... soooooo, food, clothing and fuel need to come out of somewhere else, like selling stuff etc. I will get my UC sorted. I have spoken to the accountant and have checked on entitled.com that me and BF can still claim on his earnings and we can. So my job is to do that whilst OH is at work tomorrow. I feel ok now that I've worked out I can sort of survive. But I will be much better off with UC too. Anyone know how long a claim takes to go through?

    I'm going to go through everything and see what I can sell.Just watching minimalist on Netflix to help me along!

    Sorry for going on, thanks for reading.

    x
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It takes around 5 weeks to get a payment from UC but you can ask for an advance payment which they then take back monthly out of future payments. So the quicker you get it sorted the better.

    Will your BF help with the food and things?

    You can't manage till April with nothing in your budget for food/fuel :(

    Can you take Mays shoes back and exchange them?

    I hope May is feeling better
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.