Making fairy dust of the mortgage

Accountant_Kerry · 1 August 2023 at 1:30PM

Aim for this month to get the mortgage balance under £254k. Fingers crossed. I have also switched my bank account ad shall be putting that bonus to the mortgage. Had to buy a new mattress and for £19.04 cashback so put that to the mortgage :-)

LeighofMar · 2 August 2023 at 1:56PM

Great job adding bonus cash to the mortgage. I do the same. How are the renovations going on your home?

Accountant_Kerry · 2 August 2023 at 2:25PM

LeighofMar said:

Great job adding bonus cash to the mortgage. I do the same. How are the renovations going on your home?

Thank you.
We are doing well on the renovations, quite tortoise like but over the last 2 years without borrowing any money we have completed the smaller living room, the hallway, painted the house, downstairs bathroom, stairs, all the bedrooms and garden, we are just coming to an end on the bathroom. we have done the majority of the work ourselves which has saved probably around £20k. :-) Just left to do it is the kitchen, dining area, the main living room and I also want a driveway (that is probably a bit more future due to expense).

savingholmes · 2 August 2023 at 5:42PM

You've managed to cashflow loads by the sound of things. Stunning progress.

LeighofMar · 2 August 2023 at 6:18PM

That is fantastic. You've gotten a lot done. It's so great making the house your own, isn't it?

Accountant_Kerry · 14 August 2023 at 1:00PM

I have just totted up the bathroom spend and I have managed to get a completely new bathroom, that comprises of a new window installed, an extractor fan installed as it didn't have one, a new heated towel rail, a shaver socket, all plaster skimmed, light switch moved from a pull cord to outside the room, new light fitting, new bath, new shower screen, new taps, new basin, new toilet, new floor, new skirting, new hexagon tiles (never again am I installing these) basically new everything the only thing I think that hasn't been replaced is the door and frame. for just under £3500. It looks amazing. biggest bargains were basin £5 from the local dump shop, was brand new in box from Ikea at £140, tiles from facebook where £110 for 10 boxes, would have been £60 a box. I made a vanity unit by upcycling a sideboard I got for free. All in all vary happy and I would estimate saved £4k over getting it all installed by a bathroom fitter. :-D