📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New Credit Card Advice please

sarahc94
sarahc94 Posts: 2 Newbie
edited 5 January 2019 at 10:13PM in Credit cards
Hi,

My husband and I just paid off the balance on our 0% virgin credit card we have. We are now looking to get a new 0% credit card. We did the credit card eligibility checker and got 95% for Barclaycard and 90% for Sainsbury's.

So tonight we sat and tried to fill out the info for the Barclaycard however we were expecting it to be like the previous Virgin one we had where it asks for partners income, additional card holder etc. This didn't ask any of those questions. Therefore we feel as though the credit limit given may be less as based on his income alone rather than our incomes together. It also didn't ask for things like number of dependents or monthly mortgage cost. Is this normal and would it be likely he would get a smaller credit limit? Or should we look at Sainsbury's instead? Were hoping for approx £2k limit. Our previous card was £1.6k.

Sorry for all the questions - 1st time posting!
Thanks

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.