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Finacial interview urgent help needed with SOA
Comments
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So does that mean I should not be insured for my personal belongings? Ok so then I knock of the £20 pm off my SOA ? for ins and tv ?0
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I think major questions will be asked why you are paying £600 pm for one room and this doesn't include everything such as utilities.0
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Personal belongings is contents, it is not for buildings! What do you actually pay for tv right now, not in the future if/when the house is sold?kazzaaanne wrote: »So does that mean I should not be insured for my personal belongings? Ok so then I knock of the £20 pm off my SOA ? for ins and tv ?Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20360 -
Thanks Suzie T ...the online SOA does not show any emergency allowance /Hols etc but does ask about alcohol !!! which confused me even more ! My interview about finances are on tues ..I hope the or will be understanding as too my confusion of it all as I have made some mistakes on the income /exp part of the on line form0
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Thanks for all advise given heres what I have sorted
Income NHS pension £353.23pm
State pension £673,29
Total 1027.02 pm
Board £400
contents ins 10
gas 20
electric 20
water 20
dentist 8.50
opticions 6.25
groceries 230
toiletries 30
car ins 25
car tax 8.90
mot maint 20
fuel parking 90
clothing & emergency fund 50
home phone/int 20
mobile 15
hobbies 50
post redirection 5.58
total inc £1027.02
Total exp £1026.73
Can this be ok?0 -
Why has your rent/board figure changed from £600 to £400?0
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Because I was paying £600 pm but that include £50 pw food as I stated earlier I made mistakes0
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It doesn’t sound right that you rent a room and still pay £80 for gas, electric, water And internet....0
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Its a 4 bed house and council tax is inc0
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Whats the average price for a double room in a 4 bed house inc bills anyway ? Would be glad of any input on this thanks0
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