old age pension entitlement

woody_56

Hi
I had built up £18 old age pension in my own right which i have received for the last 2 years.
My husband has just reached 65.
And i am now claiming on his full contributions.

My question is -do i get the £18 i built up added to my
entitlement from my husbands pension.
Quite simple really but the GOVERMENT TAX HELP LINE
seem reluctant to answer.
Thanks Sue.

TadleyBaggie

You each have your own state pension entitlement, not sure what "And i am now claiming on his full contributions" means?

woody_56

Tad i was under the impression because of our ages i can claim 60% of my husbands Govt pension.
IM asking if the £18 i built up in my own right is added to that.
Thanks Sue.

hugheskevi

You each have your own state pension entitlement, not sure what "And i am now claiming on his full contributions" means?

I think the 2 most likely scenarios are:

(1) If the OP reached State Pension age under the pre-2016 system (and perhaps had deferred given the reference to last 2 years receipt), they can still rely on their husband's National Insurance record and receive a Category B(L) pension. The Category B(L) pension increases the OP's pension to up to £75.50 per week. If the £18 existing pension includes any Category A pension that would not be payable in addition, I can't recall the rules about Additional Pension but think this would be paid in addition.

(2) If the OP made a married women's reduced rate election before 1977 they can benefit from the £75.50 mentioned above even if reaching State Pension post 2016, plus any Additional State Pension built up before 2016, so may retain some or all of the £18.

xylophone

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/181235/derived-inherited-entitlement.pdf

Except that the new system started 6/4/2016.

woody_56

Sorry i have actually received the £18 for the last 2 years as my contributions other than the reduced stamp where lost by the relevant department.
I was officially 60 before 6/4/2016

atush

Then as I see it, you wont get the additional 18. Your 18 will be made up to the higher figure.

xylophone

I was officially 60 before 6/4/2016

And unofficially?:)

You mean that you reached State Pension Age two years ago?

https://www.gov.uk/state-pension-age

woody_56

Yes I was 60 before the date mentioned officially or unofficially .😀
Thanks.

woody_56

Arusha seems to think I will not get the £18 pounds.
Hugh is not quite sure this is the problem I have .?
The tax office can’t seem to give me a precise answer.?

molerat

woody_56 wrote: »

Yes I was 60 before the date mentioned officially or unofficially .😀
Thanks.

60 has had no relevance to the women's pension since 2010. At what date did you reach state pension age as it makes all the difference as to what you are entitled to as shown in the tables in xylaphone's link.