Living to be debt free in 2019!

Moneybear

June is here!
I am counting down the days until I can repay the rest of my credit card. I sold approx £175 worth of stuff on Ebay last week. Loads of this went towards paypal/ebay fees but it has meant I have approx £99 of profit. I was planning on using it towards debt however I will have enough from salary and my bond to not worry. Instead I have put it in my regular saver account to help build up that buffer. I honestly cannot wait to cancel the final direct debit!

Moneybear

All I can think about is that this time next week...... I will be debt free!

I've had a rotten time with a kidney infection so I've been off work the last couple of weeks. I am hoping work will agree to pay me for my time off. I only have 1 weeks sick pay so I am a little worried But either way I will be debt free this time next week.

I know it is wrong to wish my life away but I really can't wait!

Moneybear

Something I do also need to remember is the reason why I got in this mess in the first place. I've had my mum mention a few things and I've had a very honest conversation with her. I am worried that something will go wrong and I will be pulled back into that trap again. I need to stay strong and stay focussed!

Choccygirl123

Wow moneybear, you've done amazingly well. Congratulations on becoming DF this month!

What's the plan now? Building up savings?

enthusiasticsaver

Congrats on being almost DF.

Moneybear

Thank you! I am going to build up savings. Have a solid 6 months expenses put aside. I'm not too sure what will come after that but I have some time to think about it. This feels like it is going to be the longest weekend while I wait for payday :rotfl:

beanielou

Nearly there

Moneybear

I did it.... I am debt free for the first time since I was 18. I have just logged in and checked my final credit card is sitting at £0. I will be calling to close down the account tomorrow.

Bit of a bitter sweet moment as work confirmed to me yesterday that I will be losing 2 1/2 weeks pay over the next two months due to my crappy sick pay policy. Doesn't matter that I was signed off sick either... I was second guessing whether to use my savings to get rid of the final amount or whether to

My focus now will be my 3-6 months expenses saved. I have realised there is a lot that I do not need so I can be strong enough to avoid it in future. I hope I have solved my eating/shopping to make me feel better phase and I will be able to look back and laugh.

Thank you to those who have supported me along the way. I know this hasn't been the most fun diary to read. My future feels much brighter without this on my shoulders!

Yellow_mango

:j:j:j woohoo!

beanielou

Great news.