London Life policy

Moke63

In 1983 I took out a life policy with London Life. The Resolver claim form does not include London Life and, assuming the company had been taken over, did a Google search and discovered it appears to be part of Great-West Lifeco.

Can you please confirm that this is correct?
I believe Great West are Canadian so will I still be able to claim?
As they are not listed on the Resolver claim form am I unable to use this route to claim?

Looking forward to your reply.

Moke63

antrobus

Moke63 wrote: »

In 1983 I took out a life policy with London Life. The Resolver claim form does not include London Life and, assuming the company had been taken over, did a Google search and discovered it appears to be part of Great-West Lifeco.

Can you please confirm that this is correct?
I believe Great West are Canadian so will I still be able to claim?
As they are not listed on the Resolver claim form am I unable to use this route to claim?

Looking forward to your reply.

Moke63

London Life closed it's doors to new business in 1995. It was a subsidiary of AMP.

https://www.independent.co.uk/news/business/london-life-will-close-its-doors-to-new-business-1620219.html

There is, as you have discovered, a Canadian London Life, based in London Ontario. Unless you have lived in Canada, it is unlikely that you ever did business with them,

What claim do you believe you have against London Life?

antrobus

Here is a summary of the post 1995 history of London Life
https://www.creditfinancecentre.co.uk/london_life_insurance_article.html

I believe it is now part of RESOLUTION LIFE GROUP PLC

Nasqueron

This was almost certainly some form of life assurance, not PPI.


Are you immortal or on taking out the policy, had no partner/kids? If so, you were not miss-sold it.

dunstonh

What on earth are you complaining about?

London Life were a life assurance company. So, it cant be a PPI complaint. They closed their doors 25 years ago. There are so few plans of theirs in force nowadays as they have long matured or lapsed.

[Deleted User]

Moke63 wrote: »

As they are not listed on the Resolver claim form am I unable to use this route to claim?

Understand that you are not "claiming" anything.

If you want a refund, you need to show that there was some wrong-doing during the sale of your insurance.

Remember also that it is not somehow automatically wrong to have an insurance policy, especially life assurance which is definitely not PPI.
Not even every PPI policy was mis-sold.
If you do make a complaint, Resolver is simply an E-Mail template and won't improve your chances of success in any way.
Why would you want to involve any third party( even a "free" one) in your complaint?

Regardless,36 years on, this "complaint" is going nowhere because there has been no one to complain to for the last quarter century!

antrobus

The link I cited above does state;

Once London Life Insurance was a player in the mortgage protection market place but then slowly disappeared from selling protection as the mortgage market slowly moved from endowment to repayment mortgages.

Perhaps the OP did manage to procure a MPPI policy back in 1983 from LL. But that would be 35 years ago. Crumbs, 1983 would be before even the FSA 1986. I'm not sure that there was any kind of regulation way back then, so I'm not sure it matters what they bought.

[Deleted User]

antrobus wrote: »

Perhaps the OP did manage to procure a MPPI policy back in 1983 from LL. But that would be 35 years ago.

36 years ago now, Antrobus, we entered a New Year last night..