Ppi hyc

HYC Help your claim does anybody know this PPI Company I have been contacted and would like to know if they are legitatmate

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    They will legitimately take your money in return for posting your complaint.

    If you have access to a Post Office, or even a computer, you can send it off yourself and keep all the cash.
  • Nasqueron
    Nasqueron Posts: 10,467 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Follow the MSE guide and do it yourself for free and keep 100% of any refund rather than paying 20% of it for a company to put a stamp on an envelope

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Artycards
    Artycards Posts: 36 Forumite
    Ok i had this company phone my mobile back last year a nd just thought nothing to lose id I did not have ppi so told them to ahead.
    I know i electronicly sighned a form givig them permission to look into it (vis my mobile).
    I have had a text then asking me to sign a letter of authority to go ahead and claim the ppi back, I have however never signed it.
    The bank phoned me via my mobile and checked a few details and said they would be in touch in a few weeks. Well had a cheque land on my mat this week and then a letter off my bank explaing the payout.
    I have had a text from HTC stating the bank were going to put the refund in my account but nothing since. Do I legally need to pay the (HYC) if I have not signed then letter of authority to actually go ahead and claim?
  • Nasqueron
    Nasqueron Posts: 10,467 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    If they placed the complaint for you, the bank accepted they had the authority to do so, so expect a bill

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Artycards wrote: »
    I know i electronicly sighned a form givig them permission to look into it (vis my mobile).
    I have had a text from HTC stating the bank were going to put the refund in my account but nothing since. Do I legally need to pay the (HYC) if I have not signed then letter of authority to actually go ahead and claim?
    If the Claim Company are already aware that you have received a refund, that means the Bank have accepted your electronic Authority and that you can expect a legally enforceable bill in the near future.
    Sorry, but the correct procedure should have been to cancel the Claim Company's services. You didn't and will therefore pay.

    Hopefully the actual OP of this thread didn't do similar..
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