Cheltenham and Gloucester mortgage

I had a mortgage with C&G that was taken out in 2006 and ended in 2015. I'm unsure if I had PPI with them or not and wondered how I could find out. Many thanks!

Comments

  • dunstonh
    dunstonh Posts: 119,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Look at your bank statements. C&G only ever retailed standalone monthly premium MPPI.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • dunstonh wrote: »
    C&G only ever retailed standalone monthly premium MPPI.
    ....which makes it unlikely the insurance was mis-sold (if the OP even had it).
  • Nasqueron
    Nasqueron Posts: 10,496 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    2006 is post regulation of all sellers of insurance products including brokers. If you had MPPI you would have been given a mountain of paperwork explaining what you were getting and with your signature all over it proving you agreed to it and knew about it.



    As above, check your bank statements, a monthly insurance direct debit would show you had some form of policy (though it could have been life, critical illness or indeed some form of combined policy).

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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