Advent-ures in the MSE Forum... Our Advent calendar is live, helping you discover a new corner of the community each day. Visit the homepage and scroll down

1 debt vs 100 days chapter 31

edited 13 April 2019 at 8:40PM in Debt-free wannabe challenges
411 replies 25K views
1356742

Replies

  • beanieloubeanielou Forumite
    82.1K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Forumite
    LoLo wrote: »
    I’m in.
    My focus this time is going to be my llyods credit card. The balance is currently £2,900 and so I am going to aim to clear at least half of this. So if I could be put down for a target of £1,450 please.
    nomi01 wrote: »
    Hi, can I join please, I have never tried this challenge.
    I would like to pay off ll0yds credit card.
    £623.63 in total.

    Welcome to you both :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • AmaraAmara Forumite
    2.2K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Uniform Washer
    Forumite
    Don't forget about savings and marketings ideas!
    November grocery challenge £413.50/350
  • grassgirlgrassgirl Forumite
    400 Posts
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Forumite
    I’m being crazy but £10,000 please. A family member has a debt of £25k to pay off this year or their house gets sold from from under them so even if I fail the £10k, it’ll be some sort of a dent 😇
    Jitterbug - #22 exercise on even days. 2. 😇 January PAD - #112
    NSD aim of 20/31. 11/31. SD 3/31 😇 Grocery Challenge Jan £46.79/£200 max. 
    Sealed pot challenge 14 - #63 - target £500 😇 Debt free by Xmas 2021 - TBA - £1000/£26,000
    100% of 1,000 credit debt ❤️ 0% of 25,000 Nan’s mortgage
    156.3-14.3=142=10s2lb. Lost so far 2/14 ♥️♥️👿👿👿👿👿👿👿👿👿👿👿👿
  • edited 2 January 2019 at 8:32PM
    AmaraAmara Forumite
    2.2K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Uniform Washer
    Forumite
    edited 2 January 2019 at 8:32PM
    Hi Grassgirl! I'm pleased to see you here!
    November grocery challenge £413.50/350
  • millionaire_in_trainingmillionaire_in_training Forumite
    5.8K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    Hi can you pop me down for £2,000please. This will be a challenge but hey ho hee we go !!
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Calling14Calling14 Forumite
    3.5K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    Happy New Year everyone, lets do this I need to clear 2 cards in this period before I get charged interest. - Total of £1716.80.


    Can't we all post more in this thread to how we are saving money in order to kill our debts, maybe we get a mention in Martins Thread of the week?


    Only thing I can think of Amara x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • AmaraAmara Forumite
    2.2K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Uniform Washer
    Forumite
    Hi !
    Milionaire in training, I like your nickname :)

    Calling14, good idea, just perhaps we alll should post here more, then we'll get noticed.
    November grocery challenge £413.50/350
  • Calling14Calling14 Forumite
    3.5K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    Posting more. :D


    Today set up a spreadsheet with my target split into 100 squares of 10%of the figure. Then I colour in each 10% paid off. What can I say - I like colouring in and find it makes me squeeze a few money pennies off my debt.:D

    Todays other top tip, don't spend unless you really need it.:rotfl:



    Working how much I can afford to pay off this month, don't want to go out this month it's cold. Walking allowed it's free and taking drinks with me.



    Meal planning, my freezer is full so no dashing into shops and spending odd £10 here and there - it adds up. Will go once a week, bread, milk, fruit, veg. top up.:cool:


    Going to have a look at my direct debits - not sure anything I can cut back on there. :)

    Happy Friday folks, any money saving tips welcome:j
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • AmaraAmara Forumite
    2.2K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Uniform Washer
    Forumite
    Hi Calling14 , thank you for your marketing input :D
    I'm thinking about selling my car. I live in semi-rural area and second car is very useful, but expensive to run , I keep taking my cars to garage, as something is not right and can't afford buying a new one. Public transport is not great, but there's some. DH starts job very early and finishes at luch time, so I could use his car then. It'd saved us money. But having two car has advantages.
    November grocery challenge £413.50/350
  • Robi90Robi90 Forumite
    101 Posts
    Fifth Anniversary Debt-free and Proud!
    Forumite
    I'm trying to aim for more NSDs throughout the 100 days. Also as I have moved back in with my mum I should be able to make some larger payments towards my debt over the next few months. I want to be more mindful of how I spend the money I already earn as opposed to finding additional sources of income.
    [STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:
This discussion has been closed.
Latest MSE News and Guides

Is your local HSBC closing?

114 branches to shut in 2023

MSE News

Advent Competitions

The countdown is on

MSE Forum

Baileys £10 for 1L at Tesco

When you scan your Clubcard

MSE Deals