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1 debt vs 100 days chapter 31

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  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hi Peeps,
    watching and learning all the time from the side lines. You are all doing great!!
    I have helped DS sort his bits out and now getting clearer finances. Helped him (only by actions) via your enthusiasm to clear a compulsory mortgage charge on the account from when it was taken out as a 1st time buyer. It wasn't essential to do but it got rid of a sub account! I had planned to get it finished it by the end of the year.
    1 down 2 to go :D
    that is 1 credit card with 2 x 0% BT's:money:

    next one finishes £3200 end may 2019. Hopefully his tax rebate will cover that then onto to final drag of the very last bit
    Thanks again Peeps you are helping me help others, every day is a school day. :A

    2Scratters
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done everyone.

    Sorry not been about. Had 2 weeks of toothache and I am now losing the plot. Go back tomorrow for permanent crown providing the abcess has cleared up. Antibiotics done and still in pain so dosed up on paracetomols. I never take tablets so every 4 hrs for the last 2 week. Must have taken 150 plus. No wonder I am dopey more so than normal.

    Paid off £30 this week:j. Have dentist bill tomorrow to pay so won't be able to pay much more. :(


    Totals £1517/2116 :)
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Calling~~ that sounds dire.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • #18 - £25 added

    £1058.91/£1770

    £712.09 left to pay
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    67 paid today.
    So now at 850/900.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • debtfree2019
    debtfree2019 Posts: 22 Forumite
    10 Posts First Anniversary
    edited 27 February 2019 at 11:47PM
    Good luck tomorrow at the dentist Calling14.

    I'm so inspired by this thread that I've decided to throw in an extra £100 to clear my overdraft on top of the direct debit amount . I just hope I don't need the money later on in the month!

    Happy debt busting everyone :wave:.
    [STRIKE]
    24. Mobile phone debt - £271 cleared [/STRIKE] :j

    24. Bank overdraft - £140/£395 - £255 left to pay :T
    366 Day 1p Challenge 2020 - £13.41 saved
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good luck tomorrow at the dentist Calling14.

    I'm so inspired by this thread that I've decided to throw in an extra £100 to clear my overdraft on top of the direct debit amount . I just hope I don't need the money later on in the month!

    Happy debt busting everyone :wave:.
    [STRIKE]
    24. Mobile phone debt - £271 cleared [/STRIKE] :j

    24. Bank overdraft - £140/£395 - £255 left to pay :T

    Awesome.
    You can do it :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    abba1772 wrote: »
    Day 51

    :hello:

    Sent £5.02 towards the barclaycard

    Brings my total to £1400.88 / £2299

    Day 52

    Hubby's pay day :D

    Sent £376.51 towards the barclaycard

    Brings my total to £1777.39 / £2299

    Only £521.72 to go :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks debtfree2019 and beanielou. Dreading dentist later on.


    Paid off £30 today - £15 as I am not sure whether I have a dd set up on my santander card, not wanting to take any chances by just leaving it. Also regular dd to sainsbobs £15 gone out today.

    Well done on all your payments folks this thread does push you further towards being debt free.:T:T:T

    Totals £1547/£2116.

    Keep your chin up folks nearly weekend x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    abba1772 wrote: »
    Day 52

    Hubby's pay day :D

    Sent £376.51 towards the barclaycard

    Brings my total to £1777.39 / £2299

    Only £521.72 to go :D

    Go you :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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