1 debt vs 100 days chapter 31

abba1772

abba1772 wrote: »

Morning :hello:

Day 19 - sent £90.80 towards the barclaycard

Brings my total to £307.55 / £2299

Day20

Sent a cheeky weekend payment of £9.27 towards the barclaycard

Brings my total to £316.82 / £2299

Have a great weekend peeps :beer:

Buffythedebtslayer

beanielou wrote: »

You can do it Buffy

It turns out I can't.
Annoyingly it turns out my car insurance is due, 28th Jan (!) so that took away 756 pounds of 800 which was this month's payment to the debt.

I bought the insurance on my CC but have paid it off immediately.

I might be able to pay a 1250 off by April.

Feb - 600, March 650.

So that is the plan. new revised plan.

abba1772

Buffythedebtslayer wrote: »

It turns out I can't.
Annoyingly it turns out my car insurance is due, 28th Jan (!) so that took away 756 pounds of 800 which was this month's payment to the debt.

I bought the insurance on my CC but have paid it off immediately.

I might be able to pay a 1250 off by April.

Feb - 600, March 650.

So that is the plan. new revised plan.

at least you're not into further debt because of the insurance

My car insurance is due 15th fed altho not as expensive as yours xx

abba1772

abba1772 wrote: »

Day20

Sent a cheeky weekend payment of £9.27 towards the barclaycard

Brings my total to £316.82 / £2299

Have a great weekend peeps :beer:

Day 21

sent £3.89 towards the barclaycard

Brings my total to £320.71 / £2299

abba1772

abba1772 wrote: »

Day 21

sent £3.89 towards the barclaycard

Brings my total to £320.71 / £2299

Day 22 sent £21.39 towards the barclaycard

Brings my total to £342.10 / £2299

Babysquirrel

Morning everyone!
Almost payday for me, feel like I've been saying that for ages :rotfl:
Does anyone else feel so guilty when they spend extra money on something other than debt??
I had a much needed night out, (haven't been out for 3 years :eek:) and now I feel SO guilty that I could have put that money towards debt repayments. Tell me I'm not alone :embarasse

Calling14

Babysquirrel wrote: »

Morning everyone!
Almost payday for me, feel like I've been saying that for ages :rotfl:
Does anyone else feel so guilty when they spend extra money on something other than debt??
I had a much needed night out, (haven't been out for 3 years :eek:) and now I feel SO guilty that I could have put that money towards debt repayments. Tell me I'm not alone :embarasse

Wow 3 years please don't feel guilty for that. I do feel guilty every time I buy a coffee and cake out. My weekly treat that £5 could be off my debts but you have to enjoy life as well. Hope you had a great time. I have resisted all nights out so far this month, quite easy as still don't feel 100% and it's cosier at home this time of year:D

Calling14

Paid £60 off today. That leaves me broke this week. Had to clear one card before interest free period ran out.


£1067/£1716 62% cleared in 22 days woo hoo. £649 to go.

Babysquirrel

Calling14 wrote: »

Wow 3 years please don't feel guilty for that. I do feel guilty every time I buy a coffee and cake out. My weekly treat that £5 could be off my debts but you have to enjoy life as well. Hope you had a great time. I have resisted all nights out so far this month, quite easy as still don't feel 100% and it's cosier at home this time of year:D

It's so hard isn't it! I feel like I'm obsessing so much about clearing my debts that I'm almost scared to enjoy myself

abba1772

Think of going out after 3 years as a little treat to yourself..........you need a treat every once in a while whilst on your debt free journey otherwise it might have a negative affect on your state of mind. Maybe aim for a small target and treat yourself after you've accomplished your target.

My treat to myself is to buy a charcoal chenille high headboard bed once I've cleared my barclaycard xx