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I have had my light bulb moment!

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  • Happy New Year everyone.
    I hope 2019 is good to everyone.

    We are having a lovely night in watching TV in our pj's. It's bliss.

    We've had an Indian takeaway and halved the cost and spent it out of our play money. Normally this would have come out of the joint account and we would have had a discrepancy in our bill money.

    £12 each spent. Tomorrow will be a NSD so I'm chuffed with that.

    I have also dipped into the competition boards. It is quite a good distraction and if I win anything then its a happy bonus :D
    Starting 2019 with £37376.63 of debt :(

    January - Paid off £640.65 = 1.7%
  • Well scrap that, it will be a lsd as we've had to pay £8 for Halfords to fit a headlight as we couldn't do it. To be fair to us he struggled too!
    Starting 2019 with £37376.63 of debt :(

    January - Paid off £640.65 = 1.7%
  • Today has been a spendy day but its all in my budget.

    I made sure I bought things that were missing from my wardrobe and things that would bring me joy.

    £15. (half price) - Kath Kidson scarf which is beautiful.
    £6 (were £36) - Blue jeans. They are too big but I love them so I'm going to get them taken in
    £14 (half price) - black jeans
    £9 (half price) - beautiful dusky pink jumper
    £35 (half price) - suede ankle boots. Amazing quality so will last
    £6 (half price) - caramel flavoured hot chocolate from whittard and chelsea as it smelt divine
    £24 - Italian meal out

    I need to make sure I don't spend on anything else this month. I don't need anything now.
    Starting 2019 with £37376.63 of debt :(

    January - Paid off £640.65 = 1.7%
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