Want to be debt free

edited 27 December 2018 at 4:21PM in Debt-free wannabe challenges
3 replies 736 views
crista1crista1 Forumite
2 Posts
edited 27 December 2018 at 4:21PM in Debt-free wannabe challenges
Hi.Could I join please?
New to this. Just had a shock. Went online to tot up all my credit card debts.£17,000 in total :(!
Would like to pay a large chunk off by Xmas 2019, but due to study and part-time work will probably be a struggle :) .
No mortgage. Have a part time job.
Student (may have to leave for a year to concentrate on finances : () :o



Thank you in advance x

Replies

  • datlexdatlex Forumite
    2.2K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Forumite
    Anyone can join. It's a great first move towards becoming debt free. Trying joining challenges- the frugal challenge might be good for you.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • Thank you. I will look at the challenge you mentioned,
  • beanieloubeanielou Forumite
    81.5K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Forumite
    Happy shiny new diary :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
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