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Vehicle Gap insurance

changinman
Posts: 1 Newbie
Hi i bought a car on pcp finance from audi uk in july 2017 and would like now to buy gap insurance , a couple of gap insurers recommended by mse have said if its more than 90 days into the deal of taking delivery of the car I cant take out gap insurance, is this correct and are there any companiesthat will insure me for gap at this stage , if not whatcare the alternatives..
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Comments
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changinman wrote: »a couple of gap insurers recommended by mse have said if its more than 90 days into the deal of taking delivery of the car I cant take out gap insurance, is this correct and are there any companiesthat will insure me for gap at this stage , if not whatcare the alternatives..
Yes some insurers may have that rule.
https://car2cover.co.uk/
They seem to offer you it. Otherwise, just google it and try some that come up.You'll find me sat in the corner with a pack of dry roasted and a Guinness.0 -
Since you have already owned the car for nearly 18mths it may be difficult to find. I used totallossgap.co.uk
Note many of the online gap insurers are actually the same company eg:
Aequitas Automotive Limited Trade as :
EasyGap.co.uk
Shortfall.co.uk
GapInsurance123.co.uk
TotalLossGap.co.uk
Company Registration Number 73476060 -
The car is 18 months old and presumably you've been paying finance in that time - are you sure there's still a "gap" to insure?!
Usually you'll have a positive equity situation on the car after 18-30 months depending on the size of deposit you put down initially...0
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