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Working the numbers 2019 style

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  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Started today with a chilly walk outside the hotel as the gym was shut - at 06:10 so I shouldn't have been surprised - and did just under 2 miles (a mile out and a mile back) watching all the early bird commuters - then I had some breakfast and was still at work by 8.

    today wasn't a veggie day as it started with a cooked breakfast from the hotel but I was good and didn't go crazy - except on the fresh OJ - but the glasses they provide were basically thimbles so hard not to refill

    had to get petrol on the way home, so not a NSD - but also good to use my new solo account for the first time. OH had made a lovely veggie curry with coconut milk and baked cauliflower so that was a nice treat to come back to after a night away

    nothing else of great significance to report - just starting the boring middle section of the month.
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Doing great! A weekly update sounds like a good plan. How are you finding your veggie days?

    Well done on your steps, when I first got a fitbit a couple of years ago, I was genuinely shocked how few steps I did in a day. I was always busy, whether at home or work, but it doesn't reflect in steps. I found the habit of walking more hard at first, but is really relaxing and gives you a chance to switch off and think.
    DFD March 2025 (£35000 paid off)
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  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So we have often done a Vegan dish (for the kids) and then cooked (usually roasted) some meat for us. So now, I am just nothaving the meat and the rest is unchanged. Difficul thing with Vegan is probably the ingredient checking coz ther is odd stuff in a lot of things - plus I have to remember to use Soy or Almond milk in the morning.Its all fine - a lot of fuss and bother inthe media protraying them as evil or destoying the economy

    I think with a fitbit you look to maximise the number of times you get up and aovid short cuts or lifts. A bit like this diary if its measured it gets done. Plus its the incentive of finally getting a bit fitter that has a lot to do with it
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Doing well!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you pidge04 - yes it feels like it - but a good start is only part of the journey

    I have another jolly today (honestly I do work sometimes) so will be a bit quiet (sighs of relief all round!!). I had a significant work anniversary and the company gave me a voucher for a long weekend, but that didnt really suit so I twisted it into a midweek night away (London) with dinner taking a half day today and a late start tomorrow. will be some entertainment spends but the bulk will be free so that's exciting - should be able to do a walking tour if the weather is not too damp so good all round.

    plus got my replacement debit card so have taken my CC and left it out my wallet - should confess its set up on apple pay so still there in emergency but not in my face
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Great update and progress! Hope you enjoy the London trip thats a lovely gift!


    How do you commute to work? Can you get additional steps in this way?
    Santander 0% £1,529.94
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    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    my night away with OH was very good. Lovely hotel and a nearby chain restaurant was better value and better quality than expected. was slightly tarnished by a mix up on the parking front so ended up costing £30 half as much as we spent on dinner which is outrageous. we did have a nice walk around leicester square / covent garden - bit cold

    However in better news, my DD's old car which I had expected to get £100 scrap for has sold for spares for £325 on ebay (Subject to collection). Now as I paid 1/3 of the car originally and subsidised some of the repairs during uni I am keeping this as the start of my emergency fund. Once in a while its nice to have money fall out the sky into your lap - but it never lasts

    Finally - to pay for DD car I have been accepted for a new 0%fee 0%27 month - BT credit card and have transferred the cost of DD car onto that card but she will pay me back so it should be neutral cash flow wise (ie extra in and extra out) -

    For reporting purposes I have decided to treat it as my debt - its just part of my debt but one I'm not prioritising this year - and just glad to have been able to to help DD out without incurring any Interest charges
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 January 2019 at 12:29PM
    second try - b****y MSE site is driving me nuts

    good start to today a 4 mile walk the long way to Waitrose as needed some bits and bobs and Almond Croissants - very rock and roll


    EDIT:_ MSE just chopped the second half of my message again - sorry you will have to wait in suspense until I try again which won't be for a while - sorry
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 10,007 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Great that you have got a 4 mile walk under your belt already :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
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  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    This was the cocktail OH had when we were out. mSE has been blocking me posting this link so trying from phone https://m.youtube.com/watch?v=bElR2OxQs1E
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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