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Working the numbers 2019 style
Comments
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I agree with the others. If you’d read your draft end of year report on someone else’s diary, you’d think that they’d done well.June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
I'm not unhappy with progress, just not quite as delighted as I could have been. Which I agree, is a great position to be in, and I would certainly have accepted it at the start of the year if offered :-)
I reserve my right to beat myself up about eating and health though, and will be focusing more on them next year - once all the xmas chocolates have gone. Despite her protestations that she can manage I am sure my OH really doesn't want to eat them by herself, surely not, and it is my duty and pleasure to help - but after that I will be strictI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Haha re chocolates.
i will also be tackling health and diet/fitness in 2020 but I agree with the others too you have reduced your debt and increased your savings. That equals success in my books
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
Haha, I've been doing the same. It almost seems a necessity to eat all the bad food, before you start on a New Year health kick!DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!0 -
A bit in advance of 2020 but here is the link to my new diary for the next period
https://forums.moneysavingexpert.com/discussion/6085980
I will tidy up here when I do my end of year numbers, but just wanted to say thank you to all especially the regulars (currently humming the cheers theme tune) but to all who have contributed and helped me with my journeyI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Great minds think alike. I have literally just posted I will be starting a new diary and my reasons why.
I will be popping in to christen your new diary immediately! If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
doingitanyway wrote: »Great minds think alike. I have literally just posted I will be starting a new diary and my reasons why.
I will be popping in to christen your new diary immediately!
I was secretly hoping my first page on my new diary would be full of people from this one :j :j :T :TI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0 -
Not such a secret nowJune 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest0 -
Well you can run but you can't hide
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20250 -
busted :j !!in_need_of_direction wrote: »Not such a secret nowI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0
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