Working the numbers 2019 style

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  • mark55man
    mark55man Posts: 7,931 Forumite
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    Hello missed yesterday but it wasn’t very interesting for me and won’t be for you

    Today steps 15200 - had a webinar to listen to and took a walk whilst doing that
    LSD

    Done a lot of tidying in the lounge.
    No actions done
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 8,783 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Low spend and 15,000 + steps? All good :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • ohdearhowdidthathappen
    ohdearhowdidthathappen Posts: 1,409 Forumite
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    No monthly round up for October? Not that I can talk as I never do one!
    Debt - Car loan £19k. New savings goals: Emergency fund £1000/£1000, FFEF £200/£10000
  • mark55man
    mark55man Posts: 7,931 Forumite
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    ohshithowdidthathappen wrote: »
    No monthly round up for October? Not that I can talk as I never do one!

    You rang milady!! - Came on here to do just that

    Been a bit meh so haven't been doing a lot, but had a nice quiet day today so got a bit of time
    • Car - £200 under usual budget as been away a lot (except see below)
    • Clothes - nothing spent
    • Coffee - £30 over usual budget
    • Crafts well under budget (OH using stuff up)
    • Entertainment - well under usual budget as mainly stayed at home pottering on days off - cheap but dull
    • Grocery - three months running at £650
    • Holiday - no spends this month, apart from driving
    • Kids have been self sufficient
    • General day to day life and household costs are a bit down
    • Amazon hardly any spend

    Car was in reality a large amount over as the service and subsequent AC replacement ended up in £4 figures, so I ended up with that on a 0% purchase offer (no charges over 6 months) rather than abusing overdraft or taking cash out of savings. Still feels retrograde though. But piling money into repaying loan and CC not leaving a lot left over for unexpected large variances.

    More numbers next post
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 7,931 Forumite
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    Transaction count

    CAR:10
    CASH:7
    CLOTHES:0
    COFFEE:21
    CRAFTS:5
    ENTERTAINMENT:11
    GROCERY:24
    HOLIDAY:0
    KIDS:5
    LIFE/HOUSE:33
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • ohdearhowdidthathappen
    ohdearhowdidthathappen Posts: 1,409 Forumite
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    :D

    Shame about the pricey car repairs! Looks like you're coming in well under on many categories though, you'll recoup quickly.
    Debt - Car loan £19k. New savings goals: Emergency fund £1000/£1000, FFEF £200/£10000
  • mark55man
    mark55man Posts: 7,931 Forumite
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    Not much to report, just trundling along trying to stay out of mischief.

    Doing well with taking lunch into work and still being mindful with spending...

    I'm finding the dark early evenings tough, my body clock hasn't caught up!

    (thank you OSHDTH from your diary)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 7,931 Forumite
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    Just a bit quiet at the moment - still a bit miffed about the car cost - tend to go quiet during set backs - normal service will be resumed when I have got my head round that, and doing some holiday planning for next year and fighting with the need for it, against the cost of it
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 8,783 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Good idea to do some holiday planning. It will help with feeling miffed.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • mark55man
    mark55man Posts: 7,931 Forumite
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    another week gone - still a bit meh!

    but not doing a lot or spending a lot. Holiday not quite booked, just need to pull the trigger. and my bro who we will be flying out to see has made a contribution to cover most of the kids costs which was nice

    steps - max this week 16300 (London days), min this week 1200 (desk bound)

    other stuff - getting on top of lounge which had become cluttered, now just need to sort out the other 5 rooms!!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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