Saving for my future diaries

edited 27 December 2018 at 12:16PM in How much have you saved?
4 replies 2.8K views
apricityapricity Forumite
198 Posts
Xmas Saver!
edited 27 December 2018 at 12:16PM in How much have you saved?
about me
I'm 24 and moved out of my parents home and into a rented 1 bed house with my partner back in april 2017. He proposed to me in september 2017 and we are to get married in september 2019.

We aren't in any debt , i just paid him back for home items that we needed when we moved in (but didnt have the money at the time) .
My bills come to around £730.00 .
I don't pay the rent or our internet bill but i pay for everything else.

My husband to be earns a lot more and can put aeay £1,000 monthly but i'd like to help us out too.

Heres my journey to saving for our future
:p

savings[/B

Wedding - £1,614 (spent some before on wedding vendor deposits) left; £100.20

2019 Goals
- Start saving for emergency fund , at least £500
- Start saving for new home , £50 a month

ways i'll save
* All money from save the change lloyds account will be going towards emergency
*£100 into wedding funds
*left over money to be split into emergency and H2B
* Wanting to put £50+ into H2B monthly
*use my tesco club card to get points for next christmas
:heartpuls Getting married 21.09.19 :heartpuls
Emergency Savings - £15.55 / £1,000 :heart: XMAS '19 Savings - £0.00 / £365 :heart: Holiday savings - £6.00(SA) £00 (PB)

Replies

  • edited 29 December 2018 at 4:42PM
    apricityapricity Forumite
    198 Posts
    Xmas Saver!
    edited 29 December 2018 at 4:42PM
    Wedding fund - £1614
    Christmas 2019 - £10 / £365
    :heartpuls Getting married 21.09.19 :heartpuls
    Emergency Savings - £15.55 / £1,000 :heart: XMAS '19 Savings - £0.00 / £365 :heart: Holiday savings - £6.00(SA) £00 (PB)
  • edited 27 December 2018 at 12:23PM
    apricityapricity Forumite
    198 Posts
    Xmas Saver!
    edited 27 December 2018 at 12:23PM
    Spending diaries
    £25.48 on amazon;
    3 stack-able baskets for food cupboard
    A wicker basket for bathroom towels
    A Stanley tool box

    These items have been on my wish list for a few months & wanting to organise our home more. Prices were reduced.

    -£10 to Christmas 2019 savings
    Left = £97.37

    £3.15 Moved to Santendar account for emergency as that's how much I've earned in save the change

    _x_

    Today we are going to explore Didcot town center before going to my fiance's auntie for tea. I have £100 in Christmas money to use
    :heartpuls Getting married 21.09.19 :heartpuls
    Emergency Savings - £15.55 / £1,000 :heart: XMAS '19 Savings - £0.00 / £365 :heart: Holiday savings - £6.00(SA) £00 (PB)
  • Hello apricity welcome to the thread. Sorry no one's been around yet, it's cos we have been busy with Christmas. Well done on deciding to join and saving too.

    I am really chuffed that you have money in your Christmas fund as mine is v empty. lol.

    Your bills sound like your biggest expense if you haven't already when you have sometime it might be worth swapping gas electric telephone etc using MSE's advice.

    Also it might be worth seeing if you can switch your current bank account for one that pays you to join them.

    I hope you have a good day today and again welcome to the thread! lol.
    Aiming for a minimal spend 2022
  • edited 29 December 2018 at 4:59PM
    apricityapricity Forumite
    198 Posts
    Xmas Saver!
    edited 29 December 2018 at 4:59PM
    thanks for the welcome, we looked at bills and can't get any
    cheaper but that amount is with £250 for food & £10
    to my fiance for giving to charity.

    I moved £56 into my wedding fund as we need to sort that out ASAP
    and decided to save for a new house once the wedding is fully funded.


    Spending log
    £2.65 - Boots , time of the month stuff & cough sweets
    £6.00 - shopping+Meal planner x2 , Garlic mayo , 2 drinks
    £42.00 - From wedding fund, Purchased a jumpsuit on sale for my wedding dress



    Wedding stats
    £136 left before I met my target of £2,500
    Will continue to save until July. then in July i will put money away into a new house.
    :heartpuls Getting married 21.09.19 :heartpuls
    Emergency Savings - £15.55 / £1,000 :heart: XMAS '19 Savings - £0.00 / £365 :heart: Holiday savings - £6.00(SA) £00 (PB)
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