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I’m trying my best and family know about my wage drop it’s just difficult
I’ve moved to my partners mums moved jobs taken a pay cut I hate everything about it
I’m hoping to get another job just not sure yet
I wish you luck with the job search, but failing that, you cannot rely on family handouts forever, especially to the tune of £500 a month, that is a lot of money.
Debt solutions are there for a purpose, to be used by people that need them, instead of just wasting your family's money on your debts, you can sort out this mess in a single afternoon by either going into a debt management plan, or obtaining a debt relief order, or by agreeing different terms with your creditors.
Borrowing money from any source to pay your debt shortfall is just not the right way to go about things, i know it can be difficult to see the wood from the trees, but until you have your "light-bulb" moment, i fear all this will fall on deaf ears.
I wish you well with it all, and a merry Christmas to you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Your heartless have some respect
People are not being heartless or disrespectful. They are giving you good advice based on their own experiences.
But until you have your light bulb moment, it is pointless as you will not accept the advice you are being given.
And it's "You're" not "Your".0 -
Oh shut up I’m trying my bloody best0
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Oh shut up I’m trying my bloody best
OP - honest question. What were you hoping to achieve by starting this thread?Working towards:
[STRIKE]*House Purchase (2015)[/STRIKE] [STRIKE] *Top-up pension (2016)[/STRIKE] [STRIKE] *Clear CC (2016) [/STRIKE]
*Mortgage Overpayment (50% LTV by Jan 2020) *Clear student Loan(by Jan 2020)[STRIKE]*Save for a Car (2017)![/STRIKE]
*Making the most of life!!!
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Thanks for your pm, emmalene.
I will post here re your options but it's all a bit frantic at the moment.0 -
Just pm me back0
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These are the only luxuries I have and I’m keeping them0
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Thanks for your pm, emmalene.
I will post here re your options but it's all a bit frantic at the moment.
Agreed, lets just calm it all down a bit and think back to how long it took some of us to see the light, and its Christmas too........:grouphug:
so be exceptionally nice to one another.......:kisses:I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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