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Discharged bankrupt?

Hi all,

I was due to be discharged on 27 October and have just searched the IS website and it says I have been - hurrah! However, I haven't heard from the Receiver or anyone else - I don't have a 'bit of paper' or anything that states I've been discharged - should I have? Is this normal? Any help gratefully received - thanks

Comments

  • Richard_S
    Richard_S Posts: 4,432 Forumite
    Hi all,

    I was due to be discharged on 27 October and have just searched the IS website and it says I have been - hurrah! However, I haven't heard from the Receiver or anyone else - I don't have a 'bit of paper' or anything that states I've been discharged - should I have? Is this normal? Any help gratefully received - thanks

    Hi simplesibbo,

    Unless you get Early Discharge you don't normally receive anything from the O.R. You can either apply to the Court where you were declared bankrupt and they will issue you with a Cetificate of Discharge, that costs £60, or you can contact your O.R's office and ask them for confirmation in writing; for free.

    I think I'm going for the fancy certificate and having framed alongside our Statutory Demands and Bankrupty Order.:rotfl: :rotfl: :rotfl:
  • Thanks for that - I like the idea of the certificate too!
  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Not so keen on the idea of paying £60 quid for it though!
    BCSC Member 70:j
    .
  • uther_2
    uther_2 Posts: 174 Forumite
    NekoZombie wrote: »
    Not so keen on the idea of paying £60 quid for it though!
    If you are on benefits I think its free!
  • I think its also means tested now, so low income means a reduction in costs...
    i think!
    Try reading this http://www.hmcourts-service.gov.uk/courtfinder/forms/ex160a_e1007.pdf if you can understand it!
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Whilst the Insolvency Service does NOT always notify people, by post, it does, often, take up to a month before they get round to letting you know (it's one law for us and another for them :rolleyes: ) so you may still receive written notification from them.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
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