*sigh* this may take a while

ohdearhowdidthathappen

Work are still dithering about my requests, to be honest, if they don't agree soon it's pointless anyway as I'm due to move to new department in November.

I've been trying to work out some sums and not having much luck.... had a thought that once my youngest starts school in September, it might be doable not to carry on my 2 side hustles because I could earn as much doing extra hours in my main job.

Job 1 pays £1179 per month for 2 days a week (after tax and pension), but £300 goes to childcare, rising to £450 once youngest starts school
Job 2 pays £261 per month (after tax), plus I get discount off food and other perks. This is on Saturdays, so no childcare
Job 3 SE pays £200 (after tax) and works around children so no childcare

If I did a 5 extra hours a week at Job 1 during school hours, so no childcare, that would be £200 extra a month. So could stop Job 3.
I get an enhanced rate for Job 1 on Saturdays, so could £175 per Saturday worked, so could do 1-2 a month and stop job 2.
Trouble is, I REALLY dislike job 1 which is why I haven't increased hours sooner (as well as childcare implications). But I'm wondering if getting our weekends back might be the sweetener I need to suck it up.

If the department agree to the pay rise I asked for, I'd earn £1300 for 15 hours (before childcare) or £1550 for 20 hours (again before childcare).
Pay doesn't change for 12-18 months after I start in new department in November as I need to be trained, but then the pay rise would be £6k per year (full time, so more like half that for my hours)

Dither, dither, dither

enthusiasticsaver

It depends on how much you dislike job 1 as that looks like the highest rate per hour. How many hours would you need to work to get that? 20? Getting your weekends back might be nice too and presumably if you only did school hours it would mean shorter working days than now and no wraparound care? Also having the enhanced rate of pay on the odd Saturday would give you a really nice financial boost every now and again.


What is it you dislike about the job? Is the working conditions, management? Would that improve in November? I think there has to be a balance between being financially prudent and enjoying your job. I have left a job I hated though to go for a less well paid less stressful one so I understand where you are coming from. You work for the NHS don't you?

ohdearhowdidthathappen

enthusiasticsaver wrote: »

It depends on how much you dislike job 1 as that looks like the highest rate per hour. How many hours would you need to work to get that? 20? Getting your weekends back might be nice too and presumably if you only did school hours it would mean shorter working days than now and no wraparound care? Also having the enhanced rate of pay on the odd Saturday would give you a really nice financial boost every now and again.


What is it you dislike about the job? Is the working conditions, management? Would that improve in November? I think there has to be a balance between being financially prudent and enjoying your job. I have left a job I hated though to go for a less well paid less stressful one so I understand where you are coming from. You work for the NHS don't you?

Job 1 is NHS.... it's the usual story; short staffed, overworked, non clinical managers making random clinical decisions because they don't understand the implications. I'm hoping the new department will be a bit better, seems it from the outside. Although they're also chronically understaffed, propped up by agency staff.
2 days would have to be my current 8-4.30, the third day could be 9.30-2.30, so no wrap around care on that day only. Yes, I think 20 hours would be sufficient for me to only do that job and as you say, the potential of extra money from the odd Saturday is appealing.

Job 2, I much prefer, but it's half the hourly rate (£10ph instead of £20ph).

I'm wondering whether to give up job 3 in September/October and then suss out what new department is like before giving up job 2. Leave myself an escape route in case new dept is as bad as current one!

enthusiasticsaver

ohshithowdidthathappen wrote: »

Job 1 is NHS.... it's the usual story; short staffed, overworked, non clinical managers making random clinical decisions because they don't understand the implications. I'm hoping the new department will be a bit better, seems it from the outside. Although they're also chronically understaffed, propped up by agency staff.
2 days would have to be my current 8-4.30, the third day could be 9.30-2.30, so no wrap around care on that day only. Yes, I think 20 hours would be sufficient for me to only do that job and as you say, the potential of extra money from the odd Saturday is appealing.

Job 2, I much prefer, but it's half the hourly rate (£10ph instead of £20ph).

I'm wondering whether to give up job 3 in September/October and then suss out what new department is like before giving up job 2. Leave myself an escape route in case new dept is as bad as current one!

Same old story everywhere unfortunately particularly in the public sector.

Job 3 is childminding? Can you move to 20 hours now in Job 1? If you did up job 1 by 5 hours how many hours would you get back for yourself by giving up job 3? Financially that would make much more sense as your pension would also benefit from upping your hours in Job 1 and you get rid of the hassle and uncertainty of being SE. Mind you I struggled with looking after my own kids let alone someone else`s so that would be my choice. Increase hours in job 1 and do away with job 3 :rotfl: It certainly would make sense to wait until you are in the new department and see if you are happier there.


One reason though why keeping debt free is a good idea is it gives you the luxury of being able to take a lower paid job if you will be happier there and can manage on a lower salary. As you are essentially DF would your lifestyle suffer if you gave up job 1 and increased your hours in job 2 to do them over the week in maybe shorter days?

ohdearhowdidthathappen

I do 10 hours a week childminding. I think that’s the one I’m erring on dropping.... apart from being able to do it around my children, there are no real advantages to it. I wouldn’t miss doing an annual tax return, what a faff!
I can’t do anything until September and I’d have to give some notice to the parents, I think Christmas would be a good deadline to aim stopping.
I think it’s probably worth persevering with doing the training in new job, it will future proof me in terms of job security and I might even like it :rotfl:

ohdearhowdidthathappen

Quiet one today, should be a NSD.

I'm childminding a little boy for the day, which will earn £100. He's a sweet little thing and gets on well with my 8 year old, so it's almost just like a play date.
I've done some baking with them and I'm about to batch make a couple of lasagnas and spag bols. I bought a whole load of mince that was massively reduced, so thought it was a good way to use it up in a budget friendly way

Working at hospital tomorrow and have a meeting with my manager to discuss hours and salary, so we'll see if that brings anything positive.

I'm on a mission to clear our loft and garden.... will be a mix of selling, giving away and rubbish collection and will take a while to get through. Might set a target of 5 items a week, so it doesn't see so daunting.

I was playing around with a mortgage overpayment calculator, if we upped our payments to a round £2k, we'd knock 5 years off our term and save £20k in interest. We'd love to do that, definitely an aim once we clear our debt.

ohdearhowdidthathappen

One of my friends text me yesterday to say she's worked out she's spent over £75k on childcare over the last 12 years :eek::eek: . She works 3 days a week and has 2 children.

Seeing as I've been paying childcare for 15 years with at least another 8 years to go, I think it's best I don't do the sums :rotfl:

A NSD planned today... I'm at work, with a packed lunch (boring!). The meeting with my boss has been put back until next week (standard), so no answers today.

The garden work has got underway today; 25 fence panels, lots of rubble clearance and a patio to be laid. We'll be £3k poorer (all budgeted and saved), but it's a necessary expenditure. Since our building work last year, our garden has been unsafe and virtually inaccessible. We have more plans for it longer term (shed, back end needs turfing etc), but for this summer we'll reinstate our trampoline and BBQ and at least we can spend time chilling as a family outside at home It's a very long garden, the 25 fence panels are just on one side and don't even reach the end. I find it too big and a bit daunting to be honest!

ohdearhowdidthathappen

Teachers gifts.... usually I buy end of year gifts for teachers, TAs and key workers... average spend £10 each. That’s £70:eek: I can’t bring myself not to do anything as would make the children sad, so have halved the budget instead

Really looking forward to the end of term, the kids are flagging. I’m sure in a few weeks, I’ll be regretting saying that :rotfl:

Honeysucklelou2

Wow, the garden sounds a good size. Is it mainly lawn or have you areas you can plant up? I find camellias very hard wearing with children charging round and about.

Hope the job deliberations help you to know what to do job wise.

Buffythedebtslayer

Pops in as a teacher, a nice card from said child and biscuits chocolate or wine are good and very appreciated. XX