Pay ALL your debt off by Xmas 2019

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  • [Deleted User]
    [Deleted User] Posts: 0 Forumite
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    A teeny tiny payment made - I just need something to kick off the month!

    #04 - £663.28 / £4,161
  • dg1019
    dg1019 Posts: 967 Forumite
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    Checking in with

    #62 £1664.95 / £7000
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Morning :hello:

    Sent £7.98 towards the barclaycard

    Brings my total to £2802.00 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beach-holiday
    beach-holiday Posts: 142 Forumite
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    Hi all

    Update for February.

    Well, things started out great, but then we got hit with some unexpected bills, so I've actually gone backwards and made the debt bigger too :( . On the plus side, it's been a managed increase and it could have been a lot worse.

    I considered not posting this update, but not facing the music doesn't help, so here it is...

    Here's my final figures for February:

    #166 net increase in debt £229.28. After the reduction in January, that increases my debt to £5,683.28, so 103% of target :o

    So, taking a deep breath and going for it again in March.

    b-h
    PAYDBX 2019 - #166 - £395 / £5,683
  • ashfan83
    ashfan83 Posts: 73 Forumite
    edited 5 March 2019 at 11:15PM
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    Sometimes these things can't be helped Beach holiday. Well done for posting about it anyway - like to say you need to face it head on even if it's not what you would like to be posting. We're all here to support you through the year. Who knows, in a few months you may be making a big dent in it.
  • Student_Mrs
    Student_Mrs Posts: 312 Forumite
    edited 5 March 2019 at 11:25PM
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    Okay, so I'd calculated my starting debt wrong and haven't added in my Jan/Feb standing orders but I've just done a handwritten snowball tracker to try and keep me motivated and I'm feeling motivated.... that 961.47 was accepted as a full and final on my biggest debt of 2461.68 so now my debt to pay off is 2796.33 by Dec 2019... should I add what I've paid up to that to show sums properly or leave the original bigger sum there to show debt level started with in Jan... confused...

    099 :xmassmile Student_Mrs £ 1032.81 paid in Jan and Feb... - remaining debt now 2796.33 ... (was 5277.35 when I joined

    DS born Aug 2012 :)    POAMAYCDBXMAS 2019-
    #099 Student_Mrs £ 1.080,48 / £ 5.277,35
  • AdventureWanted
    AdventureWanted Posts: 1,474 Forumite
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    £26 paid today. Now at #29 £1,790.00 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Morning :hello:

    Sent £10.55 towards the barclaycard

    Brings my total to £2812.55 / £10000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Blackberrycurved
    Blackberrycurved Posts: 402 Forumite
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    Is muppets okay? Does anyone know not like her to be absent for so long.
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • debtfree2019
    debtfree2019 Posts: 22 Forumite
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    Got a refund from a credit card company, so a lovely chunk of money has been taken off the outstanding total. Nice to see the total drop way below £5000 finally.

    £936/£5,643 = £4,707 outstanding :T
    366 Day 1p Challenge 2020 - £13.41 saved
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