We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL your debt off by Xmas 2019
Comments
-
#110 paid off the debt!!!
7293 final settlement.
Thanks to a combination of two lots of contract work for a local authority finally being paid. I always knew they would eventually pay but it took a long time and I kept doing work for them (LA I figured they would pay at some point, probably a bit naïve) so when it came in finally, it came in as a lump sum. I also needled at my other half to let me use our savings to clear the debt. It's gone and even though we have virtually no savings I feel so much better for seeing it go.
Thank you everyone on these boards for helping me have a lightbulb moment and not drift aimlessly onwards.
Good luck everyone
Big Dreams
Wow well done big dreams xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
#110 paid off the debt!!!
7293 final settlement.
Thanks to a combination of two lots of contract work for a local authority finally being paid. I always knew they would eventually pay but it took a long time and I kept doing work for them (LA I figured they would pay at some point, probably a bit naïve) so when it came in finally, it came in as a lump sum. I also needled at my other half to let me use our savings to clear the debt. It's gone and even though we have virtually no savings I feel so much better for seeing it go.
Thank you everyone on these boards for helping me have a lightbulb moment and not drift aimlessly onwards.
Good luck everyone
Big Dreams
That's great, well done! Definitely worthy of the moniker Big Dreams!0 -
#149 paid £340/ £3240 10%0
-
Hi Everybody,
Sorry for the late reply - I wanted to update my total for January / February (so far) debt paid is £385.24 - #33
Thank you
Tears:xmastree: Member of PAYDBX number (33) £2360.74 / £2674.42 (debt left £1604.79 - signature updated 10/06/19)0 -
Morning :hello:
Sent £28 towards the barclaycard
Brings my total to £962.85 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Congratulation BigDreams :j :j :j :j0
-
#110 paid off the debt!!!
7293 final settlement.
Thanks to a combination of two lots of contract work for a local authority finally being paid. I always knew they would eventually pay but it took a long time and I kept doing work for them (LA I figured they would pay at some point, probably a bit naïve) so when it came in finally, it came in as a lump sum. I also needled at my other half to let me use our savings to clear the debt. It's gone and even though we have virtually no savings I feel so much better for seeing it go.
Thank you everyone on these boards for helping me have a lightbulb moment and not drift aimlessly onwards.
Good luck everyone
Big Dreams
Congratulations!! Well done!!!
Changing my Family's Future!! - Starting again!!!!
Current Progress -
Debt - Start date 14/4/25 = £14,880.45
Savings Goal = £1000 EF - £0/£1000 = 0%0 -
Morning
I paid £249 this month.
#12 paid£490 / £5,489
I paid an extra £2 to bring my debt below £5,000
. 0 -
Well done everyone I'm rubbish at keeping up and posting
I forgot where I was when I last posted, but more has been paid.
#70 is now at £1561/£2070 Have a lovely day all
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
So pleased with my progress, January was a long month but we made it!!!! Yeah :-)
February and here we go again.... I have paid off £490.37 off my debts this month so far... there may be more!! Fingers crossed.. It feels good to be dealing with them and making a dent!!
#160 £1183.98/£12,375.19
January paid £693.61
February Paid £490.37
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards