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Pay ALL your debt off by Xmas 2019
Comments
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#02
£60 paid to CC
£6,579.82 / £10,000 (66%)
Need to get my finger out to make overpayments if I want to meet this target!!Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
#57 checking in with an update of £599.20/£3,500
Now I'm back from Holiday I'm intending to focus on reducing my credit card at least before Christmas.Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%0 -
Whatshername wrote: »Last £250 paid this morning so I am now officially debt free :money::j:j:beer:
I am so thrilled as I haven't been in this position for at least 16 years whoop whoop.
Thank you to all you lovely people for inspiration and motivation along the way. Xxxxx
Congratulations Whatshername. Very well done on becoming debt free :T
Hi Maggie, and welcome to the challenge. You've made a great start.
Well done everyone, there are some great totals. Keep going
bln x0 -
#29 checking in. Now at £8,616.35 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Evening :hello:
A cheeky weekend payment of £5.58 sent towards the Halifax
Brings my total to £8041.51 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning :hello:
Sent £1.80 towards the Halifax
Brings my total to £8043.31 / £10000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£120 paid today, taking me to #29 £8,736.35 / £15,000.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Morning,
Number 152,
£170 paid, so now at 5170/9127.38
56.64%
Thanks0 -
Paid £250 off total today so reduced to 23,777.03. So nice to be under 24,000!
Have decided to set this up as a DD so I'll chip away at it monthly without too much effort. I've listed all our DD's so I know how much we've got to play with each month - feeling very organised.
The next plan is to ditch the credit card after payday at the end of Sept, and from then on only pay for what we can afford. Our dishwasher has packed up and we've decided not to replace it for the time being, DH and I are actually finding washing up by hand quite therapeutic - even the teenagers help out without being asked. Vast improvement from a dishwasher full of dirty/clean crockery that no-one bar me can be arsed to sort out!
I've also decided to try not to buy food at work - it's always rubbish food anyway. Worked out that I spend approx £6 per shift which equates to around £1,200 a year :eek:
Total now stands at £23,777.03 / £24,027.030 -
Another small payment paid of the credit card
#57 £619.20/£3500Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%0
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