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Beware the December pay trap!

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  • Naomim
    Naomim Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Funnily enough, I was talking about this with my 16yo today.

    She said she knew Nov & Dec were expensive months with two birthdays and Christmas so I launched into my budgeting spiel and that I saved for these and that I get paid early in December so I move it out of the account so it doesn't leave me with 5/6 weeks to week the salary out. 
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
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