We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
SORN car on insurance - What happens if its stolen and damaged caused to someone else?
Options
pmanthony
Posts: 14 Forumite
Hi,
I have just completed the SORN on my car and am about to cancel the insurance as I cannot drive at the moment. My question is without insurance if it gets stolen and involved in an accident is there any comeback to me?
I have just completed the SORN on my car and am about to cancel the insurance as I cannot drive at the moment. My question is without insurance if it gets stolen and involved in an accident is there any comeback to me?
0
Comments
-
If it gets stolen you lose it unless found and then you will have to pay to get it back.Censorship Reigns Supreme in Troll City...0
-
When do you expect it to get stolen?0
-
I hope it doesn't, was worried in case it did get stolen and in an accident I would be liable as I want to cancel the insurance0
-
-
jonesMUFCforever wrote: »Perhaps take the wheels off?
Asking a serious question about liability not something I take lighty!!!0 -
Don't cancel the insurance then if you are worried. Let the insurer know it is SORN instead.I hope it doesn't, was worried in case it did get stolen and in an accident I would be liable as I want to cancel the insurance
You could always take the battery out. That would prevent anyone using it while it is off the road.0 -
You can insure the car for fire and theft only, if it's SORNed. It's often called 'Laid-Up Insurance'.
If it's stolen and then damaged by someone else in an RTI then you would claim off of the third party in the normal way. If it was stolen and damaged by the thieves (much more likely), then it would be covered under the 'theft' part of your own policy.No longer a spouse, or trailing, but MSE won't allow me to change my username...0 -
You could always take the battery out. That would prevent anyone using it while it is off the road.
Wheel clamp? It's what caravan owners do.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards