Breach of contract

bris

You need to read and understand the terms of your contract, they will have terms that deny liability for unforeseen circumstances.


We don't know what your contract states but as A B2B contract it usually had all this stuff covered. read it or get a solicitor to read it before you spend money chasing a lost cause.

Mistral001

It seems to me that the OP is going by terms and conditions which he/she thinks SHOULD be in his/her insurance policy rather than going by those terms an conditions which ARE there.

Insurance terms and conditions are usually written such that nothing is open to interpretation. The fact that the cover mentions "comprehensive" is likely to be irrelevant if there is a extensive list of what is and what is not covered in the policy's terms an conditions.