Potential Credit Card Fraud - What to do?

Trout69

Hi Guys,

I had a notification from AMEX today that they had flagged up fraud on my account, relating to purchases through my Apple ID. Thankfully they stopped the card immediately.

I then logged in and changed my Apple ID Password but noticed another card on the account. A Mastercard. I have compared the last 4 digits of this mastercard to my credit cards and it does not match any of my accounts. I also checked MSE Credit Club, Noddle and Clearscore for any recent credit searches and also financial accounts and again non of the accounts match and there are no recent searches logged.

My concern is that the billing address on the Apple Invoice is my address, I thought that the Card address had to match the billing address for transactions to be authorised?

As the transactions for this card had not fully registered with Apple when I spoke to them (they advised it could take 24 hours) I have a call scheduled with them again tomorrow.

I'm just concerned someone may have a card in my name that I do not know about. Is there anywhere else I can check to see if this card is in my name? Apple seemed to indicate that it was unfortunately, but the guy on the phone didn't seem overly on the ball, hence the call scheduled for tomorrow.

Any suggestions would be most welcome.

Regards
Donna

[Deleted User]

It'll be on your credit files.

However, it seems unlikely that a fraudulent account would appear on your own log in and with your address.