Marriage Breakdown

Chocaholicspendaholic

Not sure if this is right place to post thread but would appreciate help and advice re where to start in our hard situation...

DH is looking for somewhere to stay.. can't afford our mortgage and private rent so need to look at the whole accommodation and finance issues - but where to start??

We have one dd and have joint mortgage for our current property.

Any links that could be useful would be appreciated too....

kisto

Here's some info I've posted in another thread (just bumped it to the top of the forum)

Here's some sites and information to help you with the practical issues:

http://www.entitledto.co.uk/ - This site helps you see what benefits you may be entitled to.

Tax Credits
http://taxcredits.direct.gov.uk/circumstances.html
TEL: 0845 300 3900
You need to notify them ASAP regarding your change of circumstances otherwise you may find yourself in the unfortunate position of an overpayment.

Financial Independence - If you don't already have a sole bank account I would apply for one now so that you can take control of your finances.

Citizens Advice - http://www.citizensadvice.org.uk/
You can find your local office on this site and they will be able to offer you loads of advice.

Divorce/Separation - http://www.divorce.co.uk/
Although it might be too painful to think about divorce right now, it is always good to prepare yourself if that is the route you choose to go down. This site also gives advice on separation.

For the kids - http://www.itsnotyourfault.org/
This site provides information for kids and parents on dealing with separation.

Housing - If you are in a rented property you will probably need to let the landlord know. I am not sure what needs to happen if the property is mortgaged.

Council Tax - You might be entitled to a single occupancy discount.

Single Parents
http://www.singleparents.org.uk/
http://www.gingerbread.org.uk/
http://www.lone-parents.org.uk/

Chocaholicspendaholic

Kisto - thank you soooooooo much - that is a great help!

Can I ask have you been down this road yourself???

xxx

kisto

Chocaholicspendaholic wrote: »

Kisto - thank you soooooooo much - that is a great help!

Can I ask have you been down this road yourself???

xxx

I asked my ex to leave October last year and started divorce proceedings in January. I should be receiving my Decree Nisi in the next 6 weeks, and the the Decree Absolut after Christmas.

At the time of the split we lived in a private rent which was solely in my name and my ex moved in with his mum, so no experience with mortgage issues. CAB would certainly be able to advise.